Take a trial of UK to unlock this pageFind out more
© Stockopedia 20th February, 2017

Aldermore

ALD 235.58p 1.5  0.6%
2:54pm 5.00k

Momentum
Relative Strength (%)
1m
3m
1yr
Volume Change (%)
10d v 3m
Price vs... (%)
52w High
50d MA
200d MA
vs.
market
vs.
industry
Growth & Value
Margin of Safety (beta)
Screens Passed 1
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2010 2011 2012 2013 2014 2015 TTM 2016E 2017E CAGR / Avg
Revenue £m
Operating Profit £m
Net Profit £m
EPS Reported p
EPS Normalised p
EPS Growth %
PE Ratio x
PEG x
Profitability
Operating Margin %
ROA %
ROCE %
ROE %
Cashflow
Op. Cashflow ps p
Capex ps p
Free Cashflow ps p
Dividends
Dividend ps p
Dividend Growth %
Dividend Yield %
Dividend Cover x
Balance Sheet
Cash etc £m
Working Capital £m
Net Fixed Assets £m
Net Debt £m
Book Value £m
Average Shares m
Book Value ps p +32.2%

FINANCIAL BRIEF: For the six months ended 30 June 2016, Aldermore Group PLC interest income increased 26% to L175.6M. Net interest income after loan loss provision increased 26% to L109.2M. Net income applicable to common stockholders increased 25% to L35.6M. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 20% to 3.6%. Net income was partially offset by Interest Expense increase of 28% to L60M (expense). more »

Health Trend
Bankruptcy Risk
  Earnings Manipulation Risk
Magic Formula Score
Other Ratios
Leverage (ttm) Total -Intang +Pension
Gross Gearing %
Net Gearing %
Cash / Assets %
vs.
market
vs.
industry
Recent History
Latest interim period (ended 30th Jun '16) vs. prior year
Sales Growth %
EPS Growth %
3yr Compound Annual Growth Rate
Sales Growth %
EPS Growth %
DPS Growth %

Broker Forecasts
31st Dec 2016
31st Dec 2017

Price Target: 2.37
(+1.41% above Price)
Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: +6.2% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
14 brokers Broker Consensus Trend
Broker Recommendations for Aldermore
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 0 1 7 4 4

Named Brokers and Analysts
Credit Suisse David Da Wei Wong , Investec Bank (UK) Plc Ian Gordon , Nomura Securities , Panmure Gordon , Numis Securities James Hamilton , Peel Hunt Anthony Da Costa , Macquarie Research Arun Melmane , Shore Capital Stockbrokers Gary Greenwood , Liberum ,

Profile Summary

Aldermore Group PLC is an investment holding company. The Company is a lender supporting the United Kingdom small and medium-sized enterprises (SMEs), homeowners and landlords. Its segments include Residential Mortgages, which includes prime residential mortgages targeting underserved segments of borrowers that provide sustainable margins; SME Commercial Mortgages segment, which includes property finance for professional, residential or commercial property investors and owner occupier SMEs; Buy-to-Let segment, which offers Buy-to-Let mortgages for residential units, multi-unit freehold or houses with multiple occupation to both individuals and companies; Asset Finance segment, which includes lease and hire purchase financing for SMEs, and focuses on sectors with returns and liquid secondary asset markets; Invoice Finance segment, which provides the United Kingdom SMEs with working capital solutions through invoice discounting, factoring and asset based lending, and Central Functions.

Directors: Philip Monks (CEO) 54, James Mack (CFO) 43, Paul Myers (COO) , Steve Barry (CRO) 46, Carl DAmmassa (MDR) , Charles Haresnape (MDR) , Vicki Harris (OTH) , Rachel Spencer (SEC) , Danuta Gray (NEC) 57, Chris Patrick (NED) , Robert Sharpe (NED) 67, John Hitchins (NID) 60, Peter Shaw (NID) 55,

No. of Employees: 845 No. of Shareholders: n/a


Last Annual December 31st, 2015
Last Interim June 30th, 2016
Incorporated December 3, 2008
Public Since March 10, 2015
Shares in Issue 344,739,584
Free Float 338.7m (98.2%)
Sector Financials
Industry Banking Services
Index FTSE All Share , FTSE All Share Financials , FTSE All Share Banks , FTSE 350 , FTSE 350 Lower Yield , FTSE 250 , FTSE 350 Banks , ,
Exchange London Stock Exchange (Full)
Eligible for an ISA? a SIPP?

ALD Share Price Performance ALDQuote
235.58p
1.5  0.6%
Traded 2:54pm · Minimum 15 min delayed · NMS: 5.00k

Latest ALD News Announcements (delayed)

Upcoming ALD Events
Wednesday 8th March, 2017 (estimate)
Full Year 2016 Aldermore Group PLC Earnings Release

Recent ↓
Thursday 11th August, 2016
Half Year 2016 Aldermore Group PLC Earnings Release
Thursday 11th August, 2016
Half Year 2016 Aldermore Group PLC Earnings Call
Tuesday 31st May, 2016
Aldermore Group PLC at Deutsche Bank Global Financial Services Conference
Thursday 10th March, 2016
Full Year 2015 Aldermore Group PLC Earnings Release
Thursday 10th March, 2016
Full Year 2015 Aldermore Group PLC Earnings Call
Thursday 19th November, 2015
Aldermore Group PLC at Nomura Financial Services Conference
Friday 11th September, 2015
Aldermore Group PLC Secondary Public Offering Pricing
Thursday 27th August, 2015
Half Year 2015 Aldermore Group PLC Earnings Release
Tuesday 10th March, 2015
Aldermore Group PLC Initial Public Offering Pricing


Use of our data service is subject to express Terms of Service. Please see our full site disclaimer for more details. In particular, it is very important to do your own research (DYOR) and seek professional advice before making any investment based on your own personal circumstances. Please note that the information, data and analysis contained within this stock report: (a) include the proprietary information of Stockopedia's third party licensors and Stockopedia; (b) should not be copied or redistributed except as specifically authorised; and (c) are not warranted to be complete, accurate or timely. You should independently research and verify any information that you find in this report. Stockopedia will not be liable in respect of any loss, trading or otherwise, that you may suffer arising out of such information or any reliance you may place upon it. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up. © Stockopedia 2017.


Should you buy ALD

Access ALD Analytics Now!

FREE TRIAL or TAKE THE TOUR
Let’s get you setup so you get the most out of our service
Done, Let's add some stocks
Brilliant - You've created a folio! Now let's add some stocks to it.

  • Apple (AAPL)

  • Shell (RDSA)

  • Twitter (TWTR)

  • Volkswagon AG (VOK)

  • McDonalds (MCD)

  • Vodafone (VOD)

  • Barratt Homes (BDEV)

  • Microsoft (MSFT)

  • Tesco (TSCO)
Save and show me my analysis
Foliobuilder