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© Stockopedia 29th March, 2017


ALD 221.3p -1.4  -0.6%
8:02am 5.00k

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52w High
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Margin of Safety (beta)
Screens Passed 1
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2011 2012 2013 2014 2015 2016 2017E 2018E CAGR / Avg
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Operating Profit £m
Net Profit £m
EPS Reported p
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Dividend Cover x
Balance Sheet
Cash etc £m
Working Capital £m
Net Fixed Assets £m
Net Debt £m
Book Value £m
Average Shares m
Book Value ps p +29.1%

FINANCIAL BRIEF: For the fiscal year ended 31 December 2016, Aldermore Group PLC interest income increased 19% to L358.2M. Net interest income after loan loss provision increased 19% to L223.9M. Net income applicable to common stockholders increased 15% to L86.9M. Net interest income after loan loss provision reflects increase in interest earning assets and decrease in interest bearing liabilities. more »

Health Trend
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  Earnings Manipulation Risk
Magic Formula Score
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Leverage (ttm) Total -Intang +Pension
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Latest interim period (ended 31st Dec '16) vs. prior year
Sales Growth %
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EPS Growth %
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Broker Forecasts
31st Dec 2017
31st Dec 2018

Price Target: 2.65
(+18.91% above Price)
Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: +8.6% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
14 brokers Broker Consensus Trend
Broker Recommendations for Aldermore
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 0 1 4 7 4

Named Brokers and Analysts
Credit Suisse David Da Wei Wong , Investec Bank (UK) Plc Ian Gordon , Nomura Securities , Panmure Gordon , Numis Securities James Hamilton , Peel Hunt Anthony Da Costa , Macquarie Research Arun Melmane , Shore Capital Stockbrokers Gary Greenwood , Liberum ,

Profile Summary

Aldermore Group PLC is an investment holding company. The Company is a lender supporting the United Kingdom small and medium-sized enterprises (SMEs), homeowners and landlords. Its segments include Residential Mortgages, which includes prime residential mortgages targeting underserved segments of borrowers that provide sustainable margins; SME Commercial Mortgages segment, which includes property finance for professional, residential or commercial property investors and owner occupier SMEs; Buy-to-Let segment, which offers Buy-to-Let mortgages for residential units, multi-unit freehold or houses with multiple occupation to both individuals and companies; Asset Finance segment, which includes lease and hire purchase financing for SMEs, and focuses on sectors with returns and liquid secondary asset markets; Invoice Finance segment, which provides the United Kingdom SMEs with working capital solutions through invoice discounting, factoring and asset based lending, and Central Functions.

Directors: Philip Monks (CEO) 54, James Mack (CFO) 43, Paul Myers (COO) , Steve Barry (CRO) 46, Carl DAmmassa (MDR) , Charles Haresnape (MDR) , Vicki Harris (OTH) , Rachel Spencer (SEC) , Danuta Gray (NEC) 57, Chris Patrick (NED) , Robert Sharpe (NED) 67, John Hitchins (NID) 60, Peter Shaw (NID) 56,

No. of Employees: 845 No. of Shareholders: n/a

Last Annual December 31st, 2016
Last Interim December 31st, 2016
Incorporated December 3, 2008
Public Since March 10, 2015
Shares in Issue 344,920,238
Free Float 338.8m (98.2%)
Sector Financials
Industry Banking Services
Index FTSE All Share , FTSE All Share Financials , FTSE All Share Banks , FTSE 350 , FTSE 350 Lower Yield , FTSE 250 , FTSE 350 Banks , ,
Exchange London Stock Exchange (Full)
Eligible for an ISA? a SIPP?

ALD Share Price Performance ALDQuote
-1.4  -0.6%
Traded 8:02am · Minimum 15 min delayed · NMS: 5.00k

Latest ALD News Announcements (delayed)

Upcoming ALD Events
Wednesday 9th August, 2017 (estimate)
Half Year 2017 Aldermore Group PLC Earnings Release

Recent ↓
Friday 10th March, 2017
Aldermore Group PLC Secondary Public Offering Pricing
Thursday 2nd March, 2017
Full Year 2016 Aldermore Group PLC Earnings Release
Thursday 2nd March, 2017
Full Year 2016 Aldermore Group PLC Earnings Call
Thursday 11th August, 2016
Half Year 2016 Aldermore Group PLC Earnings Release
Thursday 11th August, 2016
Half Year 2016 Aldermore Group PLC Earnings Call
Tuesday 31st May, 2016
Aldermore Group PLC at Deutsche Bank Global Financial Services Conference
Thursday 10th March, 2016
Full Year 2015 Aldermore Group PLC Earnings Release
Thursday 10th March, 2016
Full Year 2015 Aldermore Group PLC Earnings Call
Thursday 19th November, 2015
Aldermore Group PLC at Nomura Financial Services Conference
Friday 11th September, 2015
Aldermore Group PLC Secondary Public Offering Pricing
Thursday 27th August, 2015
Half Year 2015 Aldermore Group PLC Earnings Release
Tuesday 10th March, 2015
Aldermore Group PLC Initial Public Offering Pricing

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