Relative Strength (%)
Volume Change (%)
10d v 3m
Price vs... (%)
52w High
50d MA
200d MA
Growth & Value

Margin of Safety (beta)
Screens Passed
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2008 2009 2010 2011 2012 2013 2014E 2015E CAGR / Avg
Revenue €m
Operating Profit €m
Net Profit €m
EPS Reported
EPS Normalised
EPS Growth %
PE Ratio x
Operating Margin %
Op. Cashflow ps
Capex ps
Free Cashflow ps
Dividend ps
Dividend Growth %
Dividend Yield %
Dividend Cover x
Balance Sheet
Cash etc €m
Working Capital €m
Net Fixed Assets €m
Net Debt €m
Book Value €m
Average Shares m
Book Value ps -19.9%

FINANCIAL BRIEF: For the fiscal year ended 31 December 2013, Banco Popolare Societa Cooperativa interest income decreased 11% to EUR3.58B. Net interest loss after loan loss provision totaled EUR16.1M vs. income of EUR467.1M. Net loss before extraordinary items decreased 37% to EUR577M. Net interest income after loan loss provision reflects Territorial Bank segment decrease of 69% to EUR211.9M. more »

Health Trend

Bankruptcy Risk

  Earnings Manipulation Risk

Magic Formula Score

Other Ratios
Leverage (ttm) Total Ex Intang
Gross Gearing %
Net Gearing %
Cash / Assets %

Recent History
Latest interim period (ended 31st Dec '13) vs. prior year
Sales Growth %
EPS Growth %
3yr Compound Annual Growth Rate
Sales Growth %
EPS Growth %
DPS Growth %

Broker Forecasts
31st Dec 2014
31st Dec 2015

Price Target: €12.7 (-14.11% below Price) Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: n/a (€) (€) (€) (€) (€) (€)
Consensus Estimate
1m Change
3m Change
17 brokers Broker Consensus Trend
Broker Recommendations for Banco Popolare Sc
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 1 3 8 2 3

Named Brokers and Analysts
Nomura Securities Marco Kisic , Equita SIM Giovanni Razzoli , Santander GBM A. Carlos Garcia , Natixis Alex Koagne Frederic Teschner Steven Gould , Macquarie Research Alessandro Roccati , Societe Generale Carlo Tommaselli , ESN/Banca Akros Luigi Tramontana , ICBPI Marco Sallustio , Banca IMI Equity Research Manuela Meroni , Kepler Cheuvreux Anna Maria Benassi , Centrobanca , MEDIOBANCA Riccardo Rovere , Hammer Partners Enrico Racioppi ,

Banco Popolare Sc is an Italy-based banking company. It offers a range of banking products and services, including current and savings accounts, online banking, telephone banking, investments, mutual funds, financial advice, credit and debit cards and insurance. It also offers real estate services and private banking. It operates through four segments. The Network Divisions segment targets both retail and corporate customers and includes brokerage activities in Italy and the provision of financial services, such as consumer credit, mortgage loans, insurance products and credit cards, among others. The Investment & Private Banking, Asset Management segment carries out investment banking and asset management activities. The Leasing segment is made up of Banca Italease and its subsidiaries. The Corporate Center & Other segment includes the management of the investment portfolio. On September 5, 2013, the Company announced that it sold its stake held in Azimut Holding SpA.

Directors: Carlo Fratta Pasini (Chmn.) 57, Pier Francesco Saviotti (CEO) 71, Guido Castellotti (Vice Chmn.) 66, Maurizio Comoli (Vice Chmn.) 55, Maurizio Faroni (CFO) 56, Giovanni Capitanio (Corp. Exec.) , Maurizio Di Maio (Corp. Exec.) 53, Leonello Guidetti (Corp. Exec.) , Oreste Invernizzi (Corp. Exec.) , Alberto Mauro (Corp. Exec.) ,

No. of Employees: 18,038 No. of Shareholders: n/a

Last Annual December 31st, 2013
Last Interim December 31st, 2013
Shares in Issue 399,260,186
Free Float 342.7m (85.8%)
ISIN IT0005002883
Sector Financials
Industry Banking Services
Index FTSE Euromid,
Exchange Borsa Italiana
Eligible for an ISA? a SIPP?

BP Share Price Performance BP Quote
0.5  3.4%
Traded 4:34pm · Minimum 15 min delayed · NMS:

Latest BP News Announcements (delayed)

Upcoming BP Events
Tuesday 13th May, 2014
Q1 2014 Banco Popolare Sc Earnings Release
Tuesday 20th May, 2014
Banco Popolare Sc at Deutsche Bank dbAccess Italy Conference
Thursday 12th June, 2014
Banco Popolare Sc at Goldman Sachs European Financials Conference
Friday 8th August, 2014
Q2 2014 Banco Popolare Sc Earnings Release
Tuesday 11th November, 2014
Q3 2014 Banco Popolare Sc Earnings Release

Recent ↓
Wednesday 16th April, 2014
Dividend For BPSYD
Friday 4th April, 2014
Banco Popolare Sc at ESN European Conference
Saturday 29th March, 2014
Banco Popolare Sc Annual Shareholder and Special Shareholders Meeting(2nd Call)
Friday 28th March, 2014
Banco Popolare Sc Annual Shareholder and Special Shareholders Meeting(1st Call)
Friday 21st March, 2014
Banco Popolare Sc Reverse Split For BPSAY
Saturday 1st March, 2014
Banco Popolare Sc Special Shareholders' Meeting(2nd Call)
Friday 28th February, 2014
Q4 2013 Banco Popolare Sc Earnings and Business Plan 2014-2016/18 Conference Call
Friday 28th February, 2014
Q4 2013 Banco Popolare Sc Earnings and Business Plan 2014-2016/18 Conference Call (Italian)
Friday 28th February, 2014
Banco Popolare Sc Special Shareholders' Meeting(1st Call)
Thursday 27th February, 2014
Q4 2013 Banco Popolare Sc Earnings Release

Use of our data service is subject to express Terms of Service. Please see our full site disclaimer for more details. In particular, it is very important to do your own research (DYOR) and seek professional advice before making any investment based on your own personal circumstances. Please note that the information, data and analysis contained within this stock report: (a) include the proprietary information of Stockopedia's third party licensors and Stockopedia; (b) should not be copied or redistributed except as specifically authorised; and (c) are not warranted to be complete, accurate or timely. You should independently research and verify any information that you find in this report. Stockopedia will not be liable in respect of any loss, trading or otherwise, that you may suffer arising out of such information or any reliance you may place upon it. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up. © Stockopedia 2014.

Should you buy BP

Access BP Analytics Now!