Take a trial of UK to unlock this pageFind out more
© Stockopedia 25th February, 2017

Lloyds Banking

LLOY 69.28p -0.3  -0.4%
24/02/17 30.0k

Momentum
Relative Strength (%)
1m
3m
1yr
Volume Change (%)
10d v 3m
Price vs... (%)
52w High
50d MA
200d MA
vs.
market
vs.
industry
Growth & Value
Margin of Safety (beta)
Screens Passed 1
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2010 2011 2012 2013 2014 2015 TTM 2016E 2017E CAGR / Avg
Revenue £m
Operating Profit £m
Net Profit £m
EPS Reported p
EPS Normalised p
EPS Growth %
PE Ratio x
PEG x
Profitability
Operating Margin %
ROA %
ROCE %
ROE %
Cashflow
Op. Cashflow ps p
Capex ps p
Free Cashflow ps p
Last ex-div: 6th Apr, paid: 16th May more... Dividends
Dividend ps p
Dividend Growth %
Dividend Yield %
Dividend Cover x
Balance Sheet
Cash etc £m
Working Capital £m
Net Fixed Assets £m
Net Debt £m
Book Value £m
Average Shares m
Book Value ps p -0.7%

FINANCIAL BRIEF: For the fiscal year ended 31 December 2016, Lloyds Banking Group PLC interest income decreased 6% to L16.62B. Net interest income after loan loss provision decreased 20% to L8.68B. Net income applicable to common stockholders increased from L546M to L2.09B. Net interest income after loan loss provision reflects Retail Banking segment decrease of 12% to L6.12B, Others segment decrease of 2% to L434M. more »

Health Trend
Bankruptcy Risk
  Earnings Manipulation Risk
Magic Formula Score
Other Ratios
Leverage (ttm) Total -Intang +Pension
Gross Gearing %
Net Gearing %
Cash / Assets %
vs.
market
vs.
industry
Recent History
Latest interim period (ended 30th Sep '16) vs. prior year
Sales Growth %
EPS Growth %
3yr Compound Annual Growth Rate
Sales Growth %
EPS Growth %
DPS Growth %

Broker Forecasts
31st Dec 2016
31st Dec 2017

Price Target: 0.69
(-0.21% below Price)
Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: -6.2% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
18 brokers Broker Consensus Trend
Broker Recommendations for Lloyds Banking
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 1 3 5 11 5

Named Brokers and Analysts
Jefferies Joseph Dickerson , Credit Suisse , BERNSTEIN Chirantan Barua , Investec Bank (UK) Plc Ian Gordon , Nomura Securities Chintan Joshi , Santander GCB Patrick Lee , Numis Securities , Natixis Robert Sage , Mirabaud Securities Alex Potter , Davy Diarmaid Sheridan , Macquarie Research Edward Firth , Societe Generale James Invine , Berenberg Peter Richardson , Charles Stanley Nic Clarke , Shore Capital Stockbrokers Gary Greenwood , Haitong Research (UK) , Morningstar, Inc. Stephen Ellis , Day by Day Valérie GASTALDY , Liberum , and 1 unnamed other

Profile Summary

LLOYDS BANKING GROUP plc provides financial services to individual and business customers in the United Kingdom but also overseas. The Company's business activities include retail and commercial banking, long-term savings, protection and investment. It operates through its segments, including Retail, Commercial Banking, Consumer Finance and Insurance. Its Retail segment provides banking, mortgages and other financial services to personal and small business customers in the United Kingdom. Its Commercial Banking segment provides banking and related services to business clients, from small and medium-sized enterprises (SME) to large corporates. Its Consumer Finance segment provides a range of products, including motor finance, credit cards, and European mortgages and deposit taking. Its Insurance segment provides long-term savings, protection and investment products, as well as general insurance products in the United Kingdom.

Directors: Antonio Horta-Osorio (CEO) 52, George Culmer (CFO) 52, Andrew Bester (CEX) 51, Antonio Lorenzo (CEX) , Juan Colombas (CRO) , Karin Cook (OTH) , Simon Davies (OTH) , Mary Hall (OTH) , Vim Maru (OTH) , David Oldfield (OTH) , Norman Blackwell (NEC) 62, Anita Frew (NVC) 59, Alan Dickinson (NID) , Simon Henry (NID) 55, Nicholas Luff (NID) ,

No. of Employees: 78,050 No. of Shareholders: 2,509,505


Last Annual December 31st, 2015
Last Interim September 30th, 2016
Incorporated October 21, 1985
Public Since October 8, 1986
Shares in Issue 71,454,656,408
Free Float 68.37bn (95.7%)

Address 25 Gresham Street, LONDON, EC2V 7HN, United Kingdom
Web http://www.lloydsbankinggroup.com
Phone +44 20 76261500
Contact Douglas Radcliffe (Interim Investor Relations)
Auditors PricewaterhouseCoopers LLP

LLOY Share Price Performance LLOYQuote
69.28p
-0.3  -0.4%
Traded 5:05pm · Minimum 15 min delayed · NMS: 30.0k

Latest LLOY News Announcements (delayed)

Upcoming LLOY Events
Friday 17th March, 2017
Lloyds Banking Group PLC at Deutsche Bank dbAccess UK Retail Banks Conference
Tuesday 21st March, 2017
Lloyds Banking Group PLC at Morgan Stantely European Financials Conference
Thursday 6th April, 2017
Dividend For LLOY
Thursday 6th April, 2017
Dividend For LLOY
Thursday 27th April, 2017
Q1 2017 Lloyds Banking Group PLC Interim Management Statement Release
Thursday 11th May, 2017
Lloyds Banking Group PLC Annual Shareholders Meeting
Wednesday 31st May, 2017
Lloyds Banking Group PLC at Deutsche Bank Global Financial Services Conference
Thursday 8th June, 2017
Lloyds Banking Group PLC at Goldman Sachs European Financials Conference
Thursday 27th July, 2017
Half Year 2017 Lloyds Banking Group PLC Earnings Release

Recent ↓
Wednesday 22nd February, 2017
Full Year 2016 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors)
Wednesday 22nd February, 2017
Full Year 2016 Lloyds Banking Group PLC Earnings Call (Analysts & Institutional Investors)
Wednesday 22nd February, 2017
Full Year 2016 Lloyds Banking Group PLC Earnings Release
Tuesday 20th December, 2016
Lloyds Banking Group PLC To Acquire MBNA Ltd From Bank of America Call
Wednesday 9th November, 2016
Dividend For LLD8.L
Wednesday 9th November, 2016
Dividend For LLD7.L
Thursday 3rd November, 2016
Dividend For LLPC.L
Thursday 3rd November, 2016
Dividend For LLPD.L
Wednesday 26th October, 2016
Q3 2016 Lloyds Banking Group PLC Interim Management Statement Call
Wednesday 26th October, 2016
Q3 2016 Lloyds Banking Group PLC Interim Management Statement Release
Thursday 29th September, 2016
Dividend For LLD1.L
Tuesday 27th September, 2016
Lloyds Banking Group PLC at Bank of America Merrill Lynch Banking & Insurance CEO Conference
Thursday 18th August, 2016
Dividend For LLPE.L
Thursday 11th August, 2016
Dividend For LLOY.L
Wednesday 10th August, 2016
Dividend For LYG
Wednesday 10th August, 2016
Dividend For LYG4.BA
Thursday 28th July, 2016
Half Year 2016 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors)
Thursday 28th July, 2016
Half Year 2016 Lloyds Banking Group PLC Earnings Call (Analysts & Institutional Investors)
Thursday 28th July, 2016
Half Year 2016 Lloyds Banking Group PLC Earnings Release
Thursday 16th June, 2016
Lloyds Banking Group PLC SRI and Responsible Business Update Call


Use of our data service is subject to express Terms of Service. Please see our full site disclaimer for more details. In particular, it is very important to do your own research (DYOR) and seek professional advice before making any investment based on your own personal circumstances. Please note that the information, data and analysis contained within this stock report: (a) include the proprietary information of Stockopedia's third party licensors and Stockopedia; (b) should not be copied or redistributed except as specifically authorised; and (c) are not warranted to be complete, accurate or timely. You should independently research and verify any information that you find in this report. Stockopedia will not be liable in respect of any loss, trading or otherwise, that you may suffer arising out of such information or any reliance you may place upon it. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up. © Stockopedia 2017.


Should you buy LLOY

Access LLOY Analytics Now!

FREE TRIAL or TAKE THE TOUR
Let’s get you setup so you get the most out of our service
Done, Let's add some stocks
Brilliant - You've created a folio! Now let's add some stocks to it.

  • Apple (AAPL)

  • Shell (RDSA)

  • Twitter (TWTR)

  • Volkswagon AG (VOK)

  • McDonalds (MCD)

  • Vodafone (VOD)

  • Barratt Homes (BDEV)

  • Microsoft (MSFT)

  • Tesco (TSCO)
Save and show me my analysis
Foliobuilder