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Momentum
Relative Strength (%)
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3m
1yr
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52w High
50d MA
200d MA
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Growth & Value

Margin of Safety (beta)
Screens Passed 1
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2009 2010 2011 2012 2013 2014 2015E 2016E CAGR / Avg
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Operating Profit £m
Net Profit £m
EPS Reported p
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Last ex-div: 5th Mar, paid: 15th May more... Dividends
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Dividend Cover x
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Cash etc £m
Working Capital £m
Net Fixed Assets £m
Net Debt £m
Book Value £m
Average Shares m
Book Value ps p -3.6%

FINANCIAL BRIEF: For the fiscal year ended 31 December 2014, RSA Insurance Group plc revenues decreased 7% to L8.07B. Net loss applicable to common stockholders excluding extraordinary items decreased 56% to L138M. Revenues reflect decrease in net premium earned. Lower net loss reflects United Kingdom segment income totaling L50M vs. loss of L82M, Canada segment income increase of 51% to L107M. Dividend per share decreased from L0.10 to L0.02. more »

Health Trend

Bankruptcy Risk

  Earnings Manipulation Risk

Magic Formula Score
C-
C-

Other Ratios
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Gross Gearing %
Net Gearing %
Cash / Assets %

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market
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industry
Recent History
Latest interim period (ended 31st Dec '14) vs. prior year
Sales Growth %
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Sales Growth %
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Broker Forecasts
31st Dec 2015
31st Dec 2016

Price Target: 4.47 (+5.71% above Price) Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: +25.2% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
17 brokers Broker Consensus Trend
Broker Recommendations for RSA Insurance
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 2 3 11 3 1

Named Brokers and Analysts
Jefferies James Shuck , Credit Suisse Chris Esson , Sanford Bernstein Thomas Seidl , Investec Bank (UK) Plc , Canaccord Genuity Benjamin Cohen , Nomura Securities Fahad Changazi , Panmure Gordon Barrie Cornes , Numis Securities Nicholas Johnson , Berenberg Sami Taipalus , Daniel Stewart Simon Willis , Jyske Bank Robert Jakobsen , Charles Stanley Nic Clarke , Raymond James Euro Equities Raphael Caruso , Shore Capital Stockbrokers Eamonn Flanagan , Espirito Santo Investment Bank , Morningstar, Inc. Drew Woodbury , and 1 unnamed other

Profile Summary

RSA Insurance Group plc, formerly Royal & Sun Alliance Insurance Group plc, is the holding company of the RSA group of companies whose principal activity is the transaction of personal and commercial general insurance business. The Company operates in three segments: International, Emerging Markets and the United Kingdom. International comprises operations in Scandinavia, Canada, Ireland and Italy and Emerging Markets comprises its operations in Latin America, Asia and the Middle East, the Baltics and its joint venture in Central and Eastern Europe. All operations are engaged in providing personal and commercial general insurance services. Central functions include the Group’s internal reinsurance function and Group Corporate Centre. The Company writes business in over 130 countries. In July 2014, the Company announced that it has completed the sale of shareholding in Noraxis Capital Corporation, its Canadian insurance brokerage business, to Arthur J. Gallagher & Co.

Directors: Martin Scicluna (CHM) 63, Stephen Hester (CEO) 55, Richard Houghton (CFO) , Adrian Brown (CEX) 48, Mike Holliday-Williams (CEX) , Rowan Saunders (CEX) , Paul Whittaker (CEX) , David Weymouth (CRO) , Derek Walsh (GCN) , Paul Donaldson (DSL) , Enrico Cucchiani (NED) 63, Alastair Barbour (NID) 61, Kath Cates (NID) , Malcolm Le May (NID) , Edward Lea (NID) ,

No. of Employees: 19,546 No. of Shareholders: 37,801


Last Annual December 31st, 2014
Last Interim December 31st, 2014
Shares in Issue 1,015,690,940
Free Float 1.00bn (98.8%)

RSA Share Price Performance RSA Quote
423.2p
-1.2  -0.3%
Traded 5:07pm · Minimum 15 min delayed · NMS: 5.00k

Latest RSA News Announcements (delayed)

Upcoming RSA Events
Thursday 7th May, 2015
Q1 2015 RSA Insurance Group PLC Interim Management Statement Release
Friday 8th May, 2015
RSA Insurance Group PLC Annual Shareholders Meeting
Thursday 6th August, 2015
Half Year 2015 RSA Insurance Group PLC Earnings Release
Thursday 5th November, 2015
Q3 2015 RSA Insurance Group PLC Interim Management Statement Release

Recent ↓
Tuesday 10th March, 2015
Dividend For RSNAY
Thursday 5th March, 2015
Dividend For RSA.L
Thursday 5th March, 2015
Dividend For RSAB.L
Thursday 26th February, 2015
Full Year 2014 RSA Insurance Group PLC Earnings Call
Thursday 26th February, 2015
Full Year 2014 RSA Insurance Group PLC Earnings Release
Thursday 15th January, 2015
RSA Insurance Group PLC at Citi European Insurance Speed Dating Conference
Wednesday 3rd December, 2014
RSA Insurance Group PLC at Berenberg European Conference
Thursday 6th November, 2014
Q3 2014 RSA Insurance Group PLC Interim Management Statement Call
Thursday 6th November, 2014
Q3 2014 RSA Insurance Group PLC Interim Management Statement Release
Tuesday 30th September, 2014
RSA Insurance Group PLC at Bank of America Merrill Lynch Banking & Insurance CEO Conference


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