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Virgin Money Holdings (UK)

VM. 317.1p -2.2  -0.7%
28/03/17 5.00k

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52w High
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Screens Passed 1
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2011 2012 2013 2014 2015 2016 2017E 2018E CAGR / Avg
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EPS Reported p
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Last ex-div: 6th Apr, paid: 10th May more... Dividends
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Average Shares m
Book Value ps p +25.4%

FINANCIAL BRIEF: For the fiscal year ended 31 December 2016, Virgin Money Holdings (UK) PLC interest income increased 13% to L948.1M. Net interest income after loan loss provision increased 14% to L484.8M. Net income applicable to common stockholders increased 28% to L130M. Net interest income after loan loss provision reflects Credit Cards segment increase of 44% to L101.2M. Net income benefited from Other Operating Expenses decrease of 12% to L114.6M (expense). more »

Health Trend
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Latest interim period (ended 31st Dec '16) vs. prior year
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Broker Forecasts
31st Dec 2017
31st Dec 2018

Price Target: 3.79
(+18.71% above Price)
Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: +13.8% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
16 brokers Broker Consensus Trend
Broker Recommendations for Virgin Money Holdings (UK)
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 0 0 5 8 4

Named Brokers and Analysts
Jefferies Kapilan Pillai , Credit Suisse David Da Wei Wong , Investec Bank (UK) Plc Ian Gordon , Nomura Securities , Numis Securities Jonathan Goslin , Davy , Macquarie Research Arun Melmane , Berenberg Andrew Lowe , Shore Capital Stockbrokers Gary Greenwood ,

Profile Summary

Virgin Money Holdings (UK) plc is a United Kingdom-based retail bank. The Company is engaged in the business of residential mortgages, savings and credit cards. The Company provides residential and buy-to-let mortgages and credit cards to customers across the United Kingdom. Mortgages are sold primarily through its intermediary partners and retail deposits are originated directly through its digital channel. It offers customers a range of instant access and fixed term savings products, both available as individual savings accounts (ISAs). The Company allows customers to open their accounts through its digital channels. The Company provides credit card products, principally online, to over 800,000 customers. The Company's portfolio is a mix of balance transfer and retail credit cards.

Directors: Jayne-Anne Gadhia (CEO) 55, Peter Bole (CFO) , Mark Parker (COO) , Marian Martin (CRO) 49, Andrew Emuss (GCN) 47, Tim Arthur (OTH) , Hugh Chater (OTH) , Matt Elliott (OTH) 43, Michele Greene (OTH) 51, Caroline Marsh (OTH) 53, Glen Richard Moreno (NEC) 72, Colin Keogh (NED) 63, Patrick McCall (NED) 52, Gordon McCallum (NED) 56, Norman McLuskie (NED) 73,

No. of Employees: 2,394 No. of Shareholders: n/a

Last Annual December 31st, 2016
Last Interim December 31st, 2016
Incorporated August 4, 1995
Public Since November 13, 2014
Shares in Issue 454,994,169
Free Float 282.0m (62.0%)
Sector Financials
Industry Banking Services
Index FTSE All Share , FTSE All Share Financials , FTSE All Share Banks , FTSE 350 , FTSE 350 Lower Yield , FTSE 250 , FTSE 350 Banks , ,
Exchange London Stock Exchange (Full)
Eligible for an ISA? a SIPP?

VM. Share Price Performance VM.Quote
-2.2  -0.7%
Traded 5:01pm · Minimum 15 min delayed · NMS: 5.00k

Latest VM. News Announcements (delayed)

Upcoming VM. Events
Thursday 6th April, 2017
Dividend For VM.
Wednesday 3rd May, 2017
Virgin Money Holdings (UK) PLC Annual Shareholders Meeting
Monday 24th July, 2017 (estimate)
Half Year 2017 Virgin Money Holdings (UK) PLC Earnings Release

Recent ↓
Tuesday 28th February, 2017
Full Year 2016 Virgin Money Holdings (UK) PLC Earnings Release
Thursday 17th November, 2016
Virgin Money Holdings (UK) PLC Secondary Public Offering Pricing
Thursday 11th August, 2016
Dividend For VM.L
Tuesday 26th July, 2016
Half Year 2016 Virgin Money Holdings (UK) PLC Earnings Release
Wednesday 4th May, 2016
Virgin Money Holdings (UK) PLC Annual Shareholders Meeting
Thursday 14th April, 2016
Dividend For VM.L
Wednesday 2nd March, 2016
Full Year 2015 Virgin Money Holdings (UK) PLC Earnings Release
Tuesday 8th September, 2015
Virgin Money Holdings(UK)Ltd Secondary Public Offering Pricing
Thursday 27th August, 2015
Dividend For VM.L
Friday 1st May, 2015
Virgin Money Holdings (UK) PLC Annual Shareholders Meeting
Wednesday 15th April, 2015
Virgin Money Holdings(UK)Ltd Secondary Public Offering Pricing
Thursday 13th November, 2014
Virgin Money Holdings(UK)Ltd Initial Public Offering Pricing

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