An insight into a Private Investors' portfolio... The Year that was 2021...

1st Jan '22 by InvestorJohn

11 comments 3554 reads

In Summary my overall portfolio is up by 27.8% for 2021
2021 is finally over and my YTD is +27.8% which I am very happy with as it was a long slog of a year! (In 2020 I gained 24%) You can see from the graph below that the portfolio peaked in September and then dwindled down a few percentage points as quarter 4 continued.

This result leaves me apprehensive, feeling set up for a fall! Pride comes before a fall they say and I do worry that I won't achieve anywhere near this in the coming year... I hope everyone has had a decent year and if not I am sorry to hear that, but we cant out perform every year and participating in the stock market carries with it significant risk.

I ran a poll on my twitter account recently and 63% of respondents selected Good riddance to 2021! 16% were afraid that they may not be able to repeat their performance in 2022. So whether you made a gain or a loss in 2021 we can all enter the new year with determination!

My portfolio performance vs the FTSE All share

I hope all my readers and their families are all keeping well amidst the ongoing Covid pandemic, hopefully we can return to some sort of normality at some point this year... p.s. I said this last year and it is still ongoing!

Number of Trades

(Comparatives to 2020 in brackets)

Buy Trades 19 (versus 70 in 2020) - (That was for 3 New Holdings and 16 Top ups to existing holdings!) This feels about right because I felt a lot less active this year as COVID rumbled on. In comparison in 2020 when I was forced to adjust for the initial onset of COVID by cutting Ten Entertainment (LON:TEG) and doing a lot more buying in the midst of the dip.

Sell Trades 8 (versus 13 in 2020) This was for 6 Different companies completely sold including 1 Takeover in 2021 and 2 companies sold as a result of B&B type activity.

This year I haven't really been adding capital to these accounts and overall made a 3% withdrawal. Some of this was because of a Commercial property purchase and related transactions.

In general I remain fully invested at all times but right now I am holding…

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Edward Croft

1st Jan '22

What a terrific year @InvestorJohn - congratulations on the stellar returns. Great to see your sell discipline working out so well, with a lot of capital saved. I'm delighted to have found your blog too which I've added to my Feedly feed.

Thanks for the note regarding the interest in helping out here in some way. I'm going to make sure the product team follow up on any ideas we have and make sure we reach out to you for feedback and input. We'll take it from there.

Regarding the portfolio analytics - yes there are lots of improvements we need to make and . I still do a lot of my analysis in spreadsheets which says a lot about the gap we need to fill. The challenge in developing a product like this is that there are always a thousand competing priorities.

InvestorJohn

Thanks Edward appreciate that!

There is always room for improvement and its always hard to know when to sell

Douglas1971

11th Jan '22

Thanks Invester John, enjoyed reading your portfolio 2021 performance and despite starting planning in November / December my course for 2022 I have already hit a bump in the road ( Fed Reserve comments last Thursday regarding tapering and reviewing their balance sheet shocked my portfolio and a number of shares just haven’t recovered) therefore reading your 2021 performance gives me hope for my plans but also tells me I actually had a good 2021. best of luck to you for 2022.

19th Jan '22

Thanks Douglas glad you enjoyed it.... I think most of us are of to a rocky start for 2022 but lets hope it comes good long term

Bert Fox

great post John- thanks for sharing your results. Belated best wishes for ‘22

20th Jan '22

Thanks Bert same to you

jules2k6

8th Feb '22

Great performance John, thank you for sharing your portfolio.

10th Feb '22

Thanks Jules - it could be hard to repeat this year by the looks of things so far!

Raman_D

16th Mar '22

Wow, stellar 2021 returns with reduced number of trades.. Congrats and belated good luck for 2022 :)

It's very helpful as I'm trying to create a similar portfolio with self managed SIPP predominantly tilted towards funds and Stocks and Shares ISA accounts

Thanks for sharing your portfolio and the steps you followed as I'm learning the steps to manage the shares portfolio and trying to re-balance my SIPP portfolio by reducing funds (from 70 to 40%) and Shares (from 30% to 60%)..

15th Apr '22

I like it - becoming more independent - all the best with that - its going to be a tricky year by the looks of it

Rusty2

7th Sep '22

GB (LON:GBG) up about 45% this week, possible take over. I sold mine this morning.

An insight into a Private Investors' portfolio... The Year that was 2021...

Number of Trades

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InvestorJohn

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