Executive Summary
The Irish Life & Permanent group is a leading provider of personal financial services in the Irish market. The group formed from the merger of Irish Life plc and Irish Permanent plc in 1999. The Group has over one million customers in Ireland. Irish Life is Ireland's largest life assurance company and the market leader in the provision of life, pension and investment products. Its products and services are distributed through a wide range of channels including bank branches, independent intermediaries and brokers, the Irish Life salesforce and directly to customers.
The Group had 2007 Operating Profit of €590m.
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Irish Life is Ireland's largest life assurance company and the market leader in the provision of life, pension and investment products. Its products and services are distributed through a wide range of channels including bank branches, independent intermediaries and brokers, the Irish Life salesforce and directly to customers.
permanent tsb, formed following the acquisition of TSB Bank in 2001, is the retail banking operation of the group and is the leading provider of residential mortgage finance in Ireland. It offers a full range of personal banking services in the Irish market through a multi-channel distribution network of branches, intermediaries, agencies, retail outlets and internet.
In partnership with Allianz the group holds a minority interest in Allianz (Ireland), the third largest general (non-life) insurer in the Irish market. The group's activities outside Ireland are confined to the UK where it has a niche centralised mortgage lending operation, Capital Home Loans.
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