im surprised some have ago that below performing, remember its 1 year .. ok plus 500 has been beaten, who would predicted that,,like any shares really at the moment,, with new rules maybe hit the low. i dont no,,but give naps the time to recover. maybe a 3 month check on naps is needed and change maybe worth doing as ive seen some put loads into this advice, as follow,just mt point view, things change fast in one year. so maybe 1 year nap. is ok if maybe can hold on longer when market turns bad,,

any thoughts from others id like to here

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