Provident Financial logo

PFG - Provident Financial Share Price

205.2p 9.2  4.7%

Last Trade - 03/06/20

Sector
Financials
Size
Mid Cap
Market Cap £497.1m
Enterprise Value £2.17bn
Revenue £998.3m
Position in Universe 509th / 1821
Bullish
Bearish
Unlock PFG Revenue
Momentum
Relative Strength (%)
1m
3m
6m
1yr
Volume Change (%)
10d / 3m
Price vs... (%)
52w High
50d MA
200d MA
Margin of Safety
Qualifying GuruScreens
Financial Summary
FINANCIAL BRIEF: : For the fiscal year ended 31 December 2019, Provident Financial plc revenues decreased 9% to £998.3M. Net income increased 29% to £84.4M. Revenues reflect Vanquis Bank segment decrease of 10% to £580.9M, CCD segment decrease of 14% to £295.4M. Net income reflects Impairment charges decrease of 15% to £336.9M (expense), Administrative costs - Balancing value decrease of 10% to £244.7M (expense).
Health Trend(F-Score)
0 1 2 3 4 5 6 7 8 9
Bankruptcy Score(Z-Score)
Distress
Cautious
Safe
Earnings Manipulation Risk(M-Score)
Other Ratios
Recent History
Latest interim period vs. prior period Industry Market
3yr Compound Annual Growth Rate Industry Market
Graphical History

Revenue

PFG Revenue Unlock PFG Revenue

Net Income

PFG Net Income Unlock PFG Revenue

Normalised EPS

PFG Normalised EPS Unlock PFG Revenue

PE Ratio Range

PFG PE Ratio Range Unlock PFG Revenue

Dividend Yield Range

PFG Dividend Yield Range Unlock PFG Revenue
Analyst Forecasts
Price Target:
( below Price)
31st Dec 2020
31st Dec 2021
Est. Long Term Growth Rate: Net Profit
()
EPS
()
DPS
()
Net Profit
()
EPS
()
DPS
()
Consensus Estimate
1m Change
3m Change
Analyst Consensus
Strong Sell Sell Hold Buy Strong Buy
EPS 2019 /  2020
PFG EPS Forecasts Unlock PFG Revenue
Profile Summary

Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc.

Directors
Last Annual December 31st, 2019
Last Interim December 31st, 2019
Incorporated August 31, 1960
Public Since March 16, 1962
No. of Shareholders: n/a
No. of Employees: 5,708
Sector Financials
Industry Banking Services
Index FTSE All Share , FTSE All Share Financials , FTSE All Share General Financial , FTSE 350 , FTSE 350 Lower Yield , FTSE 250 , FTSE 350 General Financial , ,
Exchange London Stock Exchange (Full)
Shares in Issue 253,615,794
Free Float (0.0%)
Eligible for
ISAs
SIPPs
PFG Share Price Performance
Share Price
Bid - Ask
Low - High
Spread
Day's Change
Avg Volume
Open - Close
Range (12m)
Beta
Latest News for PFG
Upcoming Events for PFG
Wednesday 29th July, 2020
Half Year 2020 Provident Financial PLC Earnings Release
Wednesday 4th November, 2020
Q3 2020 Provident Financial PLC Trading Statement Release
Frequently Asked Questions for Provident Financial
What is the Provident Financial share price?

As of 03/06/20, shares in Provident Financial are trading at 205.2p, giving the company a market capitalisation of £497.1m. This share price information is delayed by 15 minutes.

How has the Provident Financial share price performed this year?

Shares in Provident Financial are currently trading at 205.2p and the price has moved by -56.29% over the past 365 days. In terms of relative price strength - which takes into account the overall market trend - the Provident Financial price has moved by -49.43% over the past year.

What are the analyst and broker recommendations for Provident Financial?

Of the analysts with advisory recommendations for Provident Financial, there are there are currently 3 "buy" , 3 "hold" and 1 "sell" recommendations. The overall consensus recommendation for Provident Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.

When will Provident Financial next release its financial results?

Provident Financial is scheduled to issue upcoming financial results on the following dates:

Interim results are scheduled for: 2020-12-31
What is the Provident Financial dividend yield?

The Provident Financial dividend yield is 4.59% based on the trailing twelve month period.

Does Provident Financial pay a dividend?

Last year, Provident Financial paid a total dividend of 0.09, and it currently has a trailing dividend yield of 4.59%. Looking ahead, Provident Financial has not announced an ex-dividend date yet.

When does Provident Financial next pay dividends?

Provident Financial has yet to annouce their ex-dividend date. The historic dividend yield on Provident Financial shares is currently 4.59%.

How do I buy Provident Financial shares?

To buy shares in Provident Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.

What is the market cap of Provident Financial?

Shares in Provident Financial are currently trading at 205.2p, giving the company a market capitalisation of £497.1m.

Where are Provident Financial shares listed? Where are Provident Financial shares listed?

Here are the trading details for Provident Financial:

Country of listing: United Kingdom
Exchange: LSE
Ticker Symbol: PFG
What kind of share is Provident Financial?

Based on an overall assessment of its quality, value and momentum, Provident Financial is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.

Is there a Provident Financial share price forecast 2020?

Shares in Provident Financial are currently priced at 205.2p. At that level they are trading at 80.2% discount to the analyst consensus target price of 1,036.36.

Analysts covering Provident Financial currently have a consensus Earnings Per Share (EPS) forecast of 0.02478 for the next financial year.

How can I tell whether the Provident Financial share price will go up?

An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Provident Financial. Over the past six months, the relative strength of its shares against the market has been -45.22%. At the current price of 205.2p, shares in Provident Financial are trading at -45.82% against their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.

What is the Provident Financial PE Ratio?

The Provident Financial PE ratio based on its reported earnings over the past 12 months is 3.95. The shares are currently trading at 205.2p.

The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.

The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.

Who are the key directors of Provident Financial?

Provident Financial's management team is headed by:

Patrick Snowball - NEC
Charley Davies - GCN
Malcolm Le May - CEO
Andrea Blance - IND
Paul Hewitt - NID
Elizabeth Chambers - NID
Robert East - NID
Neeraj Kapur - CFO
Who are the major shareholders of Provident Financial?

Here are the top five shareholders of Provident Financial based on the size of their shareholding:

LF Equity Income Fund Mutual Fund
Percentage owned: 15.49% (39.3m shares)
Schroder Investment Management Ltd. (SIM) Investment Advisor/Hedge Fund
Percentage owned: 14.64% (37.1m shares)
INVESCO Asset Management Limited Investment Advisor/Hedge Fund
Percentage owned: 12.57% (31.9m shares)
Link Fund Solutions, Ltd. Investment Advisor
Percentage owned: 9.02% (22.9m shares)
Invesco High Income Fund UK Mutual Fund
Percentage owned: 8.97% (22.8m shares)
Similar to PFG
© Stockopedia 2020, Refinitiv, Share Data Services.
This site cannot substitute for professional investment advice or independent factual verification. To use it, you must accept our Terms of Use, Privacy and Disclaimer policies.