- £177.40m
- £370.43m
- £115.61m
- 86
- 91
- 46
- 91
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 7.17 | ||
| PEG Ratio (f) | 0.45 | ||
| EPS Growth (f) | 19.16% | ||
| Dividend Yield (f) | 8.38% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.75 | ||
| Price to Tang. Book | 0.75 | ||
| Price to Free Cashflow | 2.76 | ||
| Price to Sales | 1.53 | ||
| EV to EBITDA | 8.7 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 9.65% | ||
| Return on Equity | 7.59% | ||
| Operating Margin | 36.41% | ||
Financial Summary
| Year End 31st Jan | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | £m | 83.76 | 87.89 | 102.71 | 115.44 | 115.61 | 113.7 | 126.35 | 5.15% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -49.62 | +159.37 | -11.28 | -24.6 | -21.51 | +17.64 | +23.41 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
S&U plc is a United Kingdom-based motor finance and specialist lender. The Company's trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company in the United Kingdom. Advantage Finance is focused on the non-prime used car market. Advantage Finance operates in the used car sector offering loans of up to £15,000 on a hire purchase (HP) basis. It accesses its market through over 40 Internet and dealer introducer brokers, direct to dealers and through re-finance from customers. It is focused on the non-prime section of the market lending to working customers to meet their requirement for cars for work and for family purposes. Aspen Bridging caters for the short-term refurbishment and residential markets. Aspen Bridging lends up to £10m per deal with an average loan of £900,000.
Directors
- Anthony Coombs CHM (68)
- Graham Coombs VCH (68)
- Chris Redford FID (56)
- Thomas Wheeler CEX
- Jack Coombs EDR (33)
- Jeremy Maxwell NED
- Tarek Khlat NID (54)
- Demetrios Markou NID (77)
- Graham Pedersen NID (66)
- Last Annual
- January 31st, 2025
- Last Interim
- January 31st, 2025
- Incorporated
- July 1st, 1938
- Public Since
- January 4th, 1983
- No. of Employees
- 239
- Sector
- Banking Services
- Industry
- Financials
- Exchange
London Stock Exchange- Shares in Issue
- 12,150,760
- Address
- 2 Stratford Court, SOLIHULL, B90 4QT
- Web
- https://www.suplc.co.uk/
- Phone
- +44 1217057777
- Auditors
- MAZARS LLP
Latest News for SUS
Upcoming Events for SUS
Q1 2025 S&U PLC Trading Statement Release
S&U PLC Annual Shareholders Meeting
Dividend For SUS.L - 40.0000 GBX
Half Year 2025 S&U PLC Trading Statement Release
Half Year 2025 S&U PLC Earnings Release
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FAQ
As of Today at 23:02 UTC, shares in S&U are trading at 1,460.00p. This share price information is delayed by 15 minutes.
Shares in S&U last closed at 1,460.00p and the price had moved by -22.75% over the past 365 days. In terms of relative price strength the S&U share price has underperformed the FTSE All Share Index by -24.87% over the past year.
The overall consensus recommendation for S&U is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe S&U dividend yield is 6.85% based on the trailing twelve month period.
Last year, S&U paid a total dividend of £1.00, and it currently has a trailing dividend yield of 6.85%.Looking ahead, shares in S&U are due to go ex-dividend on 2025-07-03 and the next dividend pay date is 2025-07-25.
S&U are due to go ex-dividend on 2025-07-03 and the next dividend pay date is 2025-07-25. The historic dividend yield on S&U shares is currently 6.85%.
To buy shares in S&U you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 1,460.00p, shares in S&U had a market capitalisation of £177.40m.
Here are the trading details for S&U:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: SUS
Based on an overall assessment of its quality, value and momentum S&U is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in S&U is 1,600.00p. That is 9.59% above the last closing price of 1,460.00p.
Analysts covering S&U currently have a consensus Earnings Per Share (EPS) forecast of £1.93 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like S&U. Over the past six months, its share price has underperformed the FTSE All Share Index by -23.53%.
As of the last closing price of 1,460.00p, shares in S&U were trading -8.58% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The S&U PE ratio based on its reported earnings over the past 12 months is 7.17. The shares last closed at 1,460.00p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
S&U's management team is headed by:
- Anthony Coombs - CHM
- Graham Coombs - VCH
- Chris Redford - FID
- Thomas Wheeler - CEX
- Jack Coombs - EDR
- Jeremy Maxwell - NED
- Tarek Khlat - NID
- Demetrios Markou - NID
- Graham Pedersen - NID