Pacific West Bancorp Q4 net income steady at $126,000

Pacific West Bank

28/01/2026 21:09

Overview

U.S. bank's Q4 net income was $126,000, consistent with prior quarter

Loans grew 1.6% qtr/qtr to $276.6 mln, deposits rose 8.1% to $342.2 mln

Net interest margin improved to 3.37% from 3.17% in prior quarter

Outlook

Pacific West Bancorp sees strong loan pipelines supporting growth in 2026

Company focuses on disciplined balance-sheet management for sustained growth

Pacific West Bancorp expects asset-yield strength to benefit margins

Result Drivers

BALANCE SHEET RESTRUCTURING - Co's deliberate strategy to restructure balance sheet reduced reliance on higher-cost funding and enhanced asset yields

LOAN AND DEPOSIT GROWTH - Loans grew by $4.4 mln or 1.6% qtr/qtr, deposits increased by $25.6 mln or 8.1% qtr/qtr

NON-INTEREST INCOME INCREASE - Non-interest income for the qtr was $290,000, up 18.9% from prior qtr

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.05
Q4 Net Income
$126,000
Q4 Basic EPS
$0.05
Q4 Net Interest Margin (%)
3.37%
Q4 Provision for Credit Losses
-$174,000


Press Release: ID:nPn7dcHPWa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)