Austria's Raiffeisen Bank annual profit rises 48% on solid loan growth

Raiffeisen Bank International AG

30/01/2026 06:38

Overview

Austrian bank's preliminary 2025 consolidated profit up 48% at EUR 1,443 mln, excluding Russia

Main revenues for 2025 rose 3%, driven by accelerating loan growth

Company proposes EUR 1.60 per share dividend, subject to audited results

Outlook

Raiffeisen Bank expects 2026 net interest income around EUR 4.4 bln

Company forecasts 2026 loan growth around 7%

Raiffeisen Bank sees 2026 CET1 ratio above 15%

Result Drivers

LOAN GROWTH - Main revenues up 3% to EUR 6,186 mln, driven by accelerating loan growth of 6% for FY/2025

PROVISIONS REDUCTION - Significant decrease in provisions for FX loans in Poland contributed to profit increase

RUSSIA BUSINESS REDUCTION - Business reduction in Russia on target with all restrictions to remain in place in 2026

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
EUR 478 mln
Q4 Net Interest Income
EUR 1.05 bln
Q4 Pretax Profit
Miss
EUR 603 mln
EUR 972.99 mln (1 Analyst)
Q4 Net Fee Income
EUR 529 mln
Q4 Operating Result
EUR 736 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 8 "strong buy" or "buy", 3 "hold" and 3 "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Raiffeisen Bank International AG is €37.25, about 12.1% below its January 29 closing price of €42.38

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 6 three months ago

Press Release: ID:nEQc6yfhla

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)