Bank holding firm Simmons First's Q4 revenue beats estimates

Simmons First National

20/01/2026 21:40

Overview

Mid-South financial holding's Q4 revenue rose, beating analyst expectations

Adjusted EPS for Q4 beat consensus, reflecting strong financial performance

Outlook

Company did not provide specific financial guidance for future quarters or full year

Result Drivers

BALANCE SHEET REPOSITIONING - The company attributed improved net interest margin and revenue growth to balance sheet repositioning completed in Q3

LOAN AND DEPOSIT GROWTH - Total loans and deposits increased by 7% and 8% annualized, respectively, contributing to revenue growth

ASSET QUALITY IMPROVEMENT - Nonperforming loans decreased due to charge-offs related to two credit relationships and a portfolio sale, enhancing asset quality

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$249 mln
$238.47 mln (6 Analysts)
Q4 Adjusted EPS
Beat
$0.54
$0.48 (6 Analysts)
Q4 EPS
$0.54
Q4 Adjusted Net Income
Beat
$79 mln
$69.74 mln (4 Analysts)
Q4 Net Income
$78.10 mln
Q4 Net Interest Income
$197.30 mln
Q4 CET1 Capital Ratio
11.63
Q4 Net Interest Margin (%)
3.81%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Simmons First National Corp is $22.00, about 14.3% above its January 16 closing price of $19.24

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nPn2mzrPBa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)