Simmons beats Q2 adjusted EPS estimates; margin rises

Simmons First National

17/07/2025 21:41

Overview

Simmons Q2 revenue rises 8.6% to $214.2 mln, but misses analysts' expectations

However, adjusted EPS of $0.44 beats estimates

Net interest margin rises to 3.06%, fifth consecutive quarterly increase

Outlook

Company focuses on organic growth amid tariff volatility

Simmons sees strong loan pipeline supporting future growth

Company encouraged by positive momentum for second half of 2025

Result Drivers

NET INTEREST MARGIN - Increased for the fifth consecutive quarter, surpassing 3% ahead of co's expectations

DEPOSIT COSTS - Declined for the third consecutive quarter, contributing to profitability

LOAN PIPELINE - Remains strong despite muted overall balance sheet growth

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Miss
$214.20 mln
$217.10 mln (6 Analysts)
Q2 Adjusted EPS
Beat
$0.44
$0.39 (6 Analysts)
Q2 EPS
$0.43
Q2 Adjusted Net Income
Beat
$56.10 mln
$49.40 mln (6 Analysts)
Q2 Net Income
$54.80 mln
Q2 CET1 Capital Ratio
12.4%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Simmons First National Corp is $21.00, about 7.2% above its July 16 closing price of $19.49

Press Release: ID:nPn8CT4nNa

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)