Triad Business Bank Q4 net income rises

Triad Business Bank

05/02/2026 21:11

Overview

Community bank's Q4 net income rises to $497,000 from a loss of $2.8 mln yr/yr

Net interest margin increased 42 basis points in Q4, driven by lower cost of funds

Company reports a reversal of provision for credit losses for 2025

Outlook

Triad Business Bank expects net interest margin to increase through 2026 and 2027

Result Drivers

NET INTEREST MARGIN - Increase in net interest margin due to lower cost of funds, rising 42 basis points to 2.69% in Q4 2025

CREDIT LOSS PROVISIONS - Significant reduction in provision for credit losses, with a reversal of $194,000 for 2025

NONINTEREST INCOME - Decrease in noninterest income due to absence of one-time bonus dividend received in prior year

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Interest Income
$3.50 mln
Q4 Net Interest Margin
2.69%


Press Release: ID:nBw4qtQBqa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)