REG-Turkiye Garanti Bankasi A.S. Turkiye Garanti Bankasi A.S.: Forward looking statements regarding the expectations

Turkiye Garanti Bankasi ASAnnouncement

30/10/2025 09:45

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   Turkiye Garanti Bankasi A.S. (TGBD)
   Turkiye Garanti Bankasi A.S.: Forward looking statements regarding the
   expectations

   30-Oct-2025 / 09:30 GMT/BST

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   TO: Investment Community

         FROM : Garanti BBVA / Investor Relations

   SUBJECT: Forward looking statements regarding the expectations

   DATE: October 30, 2025

    

   As per the Article  10 of the "Communiqué  on Material Events  Disclosure"
   (II-15.1) of Capital Markets Board, T. Garanti Bankası A.Ş. has  announced
   it’s forward looking  statements regarding the  expectations for the  year
   2025 on  January  29, 2025.  On  October  30, 2025,  taking  into  account
   macroeconomic developments and the CBRT’s tight monetary stance, the  Bank
   revised the expectations for some P&L items. Although the expectation  for
   expansion in the  net interest  margin was revised  downward, the  initial
   target for average  return on equity  has been maintained  on the back  of
   better-than-expected net cost of risk and strong commission income growth.

    

   The table containing  the related  revisions was published  on the  Public
   Disclosure Platform and  and Garanti BBVA  Investor Relations’ website  at
    1 www.garantibbvainvestorrelations.com  in   2 Operating  Plan   Guidance
   Presentations section.

    

   *In contradiction between the Turkish and English versions of this  public
   disclosure, the Turkish version shall prevail.

    

   We declare that our above statements are in conformity with the principles
   included in the  Board’s Communiqué,  Serial II Nr.15.1,  that it  exactly
   reflects the information we received;  that the information complies  with
   our records,  books and  documents; that  we did  our best  to obtain  the
   correct and complete information relative to this subject and that we  are
   responsible for the declarations made in this regard.

    

    

   Yours sincerely,

   Garanti BBVA

   Contact Garanti BBVA Investor Relations:

   Tel: +90 212 318 2352

         Fax: +90 212 216 5902

         E-mail:  3 investorrelations@garantibbva.com.tr

          4 www.garantibbvainvestorrelations.com

    

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   Attachment

   File:  5 Forward looking statements regarding the expectations

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   Dissemination of a Regulatory Announcement, transmitted by EQS Group.
   The issuer is solely responsible for the content of this announcement.

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   ISIN:           US9001487019
   Category Code:  MSCL
   TIDM:           TGBD
   LEI Code:       5493002XSS7K7RHN1V37
   OAM Categories: 3.1. Additional regulated information required to be
                   disclosed under the laws of a Member State
   Sequence No.:   406710
   EQS News ID:    2221182


    
   End of Announcement EQS News Service

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References

   Visible links
   1. https://eqs-cockpit.com/cgi-bin/fncls.ssp?fn=redirect&url=19979b7bae6aeeb49d76141fbe11774c&application_id=2221182&site_id=reuters~~~787b94c3-8286-43cc-98b3-26b1dc52d810&application_name=news
   2. https://eqs-cockpit.com/cgi-bin/fncls.ssp?fn=redirect&url=2fd8b85ff5a057c528e2ea866d0a0c3f&application_id=2221182&site_id=reuters~~~787b94c3-8286-43cc-98b3-26b1dc52d810&application_name=news
   3. mailto:investorrelations@garantibbva.com.tr
   4. https://eqs-cockpit.com/cgi-bin/fncls.ssp?fn=redirect&url=19979b7bae6aeeb49d76141fbe11774c&application_id=2221182&site_id=reuters~~~787b94c3-8286-43cc-98b3-26b1dc52d810&application_name=news
   5. https://eqs-cockpit.com/cgi-bin/fncls.ssp?fn=redirect&url=069b2644177c7f114aa79ca751ab439b&application_id=2221182&site_id=reuters~~~787b94c3-8286-43cc-98b3-26b1dc52d810&application_name=news


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