**Shares of Yes Bank YESB.NS slip 0.2% to 20.15 rupees after rising as much as 1.6% in early trade
**Private lender posts 44.7% rise in fourth quarter profit, supported by improving loan growth and stable asset quality
**ICICI Securities ("Hold"; PT: 21 rupees) says amidst sectoral pressure on NIM, co stands out with QoQ and YoY uptick in NIM
**Brokerage says for FY27, bank expects retail growth to revive to 10-11% YoY
**Emkay Global ("Sell"; PT: 20 rupees) contends that recent macro disruptions stemming from the West Asia crisis could pose risks to the bank’s still-vulnerable retail portfolio, including unsecured loans
**Stock rated as "Sell" on average by 11 analysts; median PT at 19.5 rupees
**YTD, stock down 6.6%
(Reporting by Mridula Kumar in Bengaluru)
((Mridula.Kumar@thomsonreuters.com;))