- AU$1.10bn
- AU$1.44bn
- AU$473.37m
- 63
- 50
- 86
- 73
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 11.9 | ||
| PEG Ratio (f) | 0.68 | ||
| EPS Growth (f) | 21.15% | ||
| Dividend Yield (f) | 4.21% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.44 | ||
| Price to Tang. Book | 1.47 | ||
| Price to Free Cashflow | 93.07 | ||
| Price to Sales | 2.49 | ||
| EV to EBITDA | 14.25 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 7.86% | ||
| Return on Equity | 6.22% | ||
| Operating Margin | 20.39% | ||
Financial Summary
| Year End 30th Jun | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | AU$m | 324.25 | 381.98 | 374.79 | 411.2 | 473.37 | 488.68 | 543.93 | 9.63% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +5.65 | -16.54 | +10.21 | +14.28 | -10.84 | -19.25 | +33.02 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Credit Corp Group Limited is an Australia-based company that provides sustainable and responsible financial services in the credit-impaired consumer segment. The principal activities of Company are debt purchase and collection as well as consumer lending. Its segments include Debt ledger purchasing (Australia and New Zealand), Debt ledger purchasing (United States) and Consumer lending (Australia and New Zealand). The Debt ledger purchasing segment purchases consumer debts at a discount to their face value from credit providers in Australia, New Zealand and United States, with the objective of recovering amounts in excess of the purchase price over the collection life cycle of the receivables to produce a return. This segment also includes the contingent collection services business in Australia and New Zealand. The Consumer lending (Australia and New Zealand) segment offers various sustainable financial products to credit-impaired consumers.
Directors
- Eric Dodd NEC (69)
- Thomas Beregi CEO
- Michael Eadie CFO
- Matthew Angell COO
- Tim Cullen CIO
- David Brand DMK
- Stephanie Palmer DHR
- David Acheatel OTH
- Christopher Midlam OTH
- Martin Wu OTH
- James Millar NED
- Phillip Aris NID (60)
- Leslie Martin NID (66)
- Richard Thomas NID (76)
- Trudy Vonhoff NID (58)
- Last Annual
- June 30th, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- May 5th, 2000
- Public Since
- September 4th, 2000
- No. of Shareholders
- 10,444
- No. of Employees
- 2,261
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS- Shares in Issue
- 68,067,000
- Address
- G, SYDNEY, 2001
- Web
- https://www.creditcorpgroup.com.au/
- Phone
- +61 286515000
- Auditors
- Hall Chadwick
Upcoming Events for CCP
Similar to CCP
ANZ group
Australian Stock Exchange - SEATS
Australian Finance
Australian Stock Exchange - SEATS
Auswide Bank
Australian Stock Exchange - SEATS
Bank of Queensland
Australian Stock Exchange - SEATS
Bendigo and Adelaide Bank
Australian Stock Exchange - SEATS
FAQ
What is the Credit share price?
As of Today at 19:06 UTC, shares in Credit are trading at AU$16.11. This share price information is delayed by 15 minutes.
How has the Credit share price performed this year?
Shares in Credit last closed at AU$16.11 and the price had moved by -4.45% over the past 365 days. In terms of relative price strength the Credit share price has underperformed the ASX All Ordinaries Index by -8.6% over the past year.
What are the analyst and broker recommendations for Credit?
The overall consensus recommendation for Credit is Buy. You can view the full broker recommendation list by unlocking its StockReport.
What is the Credit dividend yield?
The Credit dividend yield is 3.85% based on the trailing twelve month period.
Does Credit pay a dividend?
Last year, Credit paid a total dividend of AU$0.62, and it currently has a trailing dividend yield of 3.85%. We do not have any data on when Credit is to next pay dividends.
When does Credit next pay dividends?
We do not have data on when Credit is to next pay dividends. The historic dividend yield on Credit shares is currently 3.85%.
How do I buy Credit shares?
To buy shares in Credit you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Credit?
As of the previous close price of AU$16.11, shares in Credit had a market capitalisation of AU$1.10bn.
Where are Credit shares listed?
Here are the trading details for Credit:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: CCP
What kind of share is Credit?
Based on an overall assessment of its quality, value and momentum Credit is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Credit share price forecast for 2024?
The analyst consensus target price for shares in Credit is AU$20.56. That is 27.65% above the last closing price of AU$16.11.
Analysts covering Credit currently have a consensus Earnings Per Share (EPS) forecast of AU$1.07 for the next financial year.
What is the trend in the Credit share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Credit. Over the past six months, its share price has outperformed the ASX All Ordinaries Index by +15.63%.
As of the last closing price of AU$16.11, shares in Credit were trading -8.19% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Credit PE Ratio?
The Credit PE ratio based on its reported earnings over the past 12 months is 11.9. The shares last closed at AU$16.11.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Credit?
Credit's management team is headed by:
- Eric Dodd - NEC
- Thomas Beregi - CEO
- Michael Eadie - CFO
- Matthew Angell - COO
- Tim Cullen - CIO
- David Brand - DMK
- Stephanie Palmer - DHR
- David Acheatel - OTH
- Christopher Midlam - OTH
- Martin Wu - OTH
- James Millar - NED
- Phillip Aris - NID
- Leslie Martin - NID
- Richard Thomas - NID
- Trudy Vonhoff - NID