UBLS — United Bank Income Statement

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Annual income statement for United Bank, fiscal year end - December 31st, PKR millions except per share, conversion factor applied.

	2019 December 31st	2020 December 31st	2021 December 31st	2022 December 31st	2023 December 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	ARS	ARS	ARS	ARS	ARS
Standards:	PAS	PAS	PAS	PAS	PAS
Status:	Final	Final	Final	Final	Final
Interest Income
Interest Expense
Net Interest Income	63,341	77,073	74,736	107,743	148,975
Loan Loss Provision
Net Interest Income After Loan Loss Provision	58,873	61,285	74,053	111,120	154,196
Non Interest Income
Non Interest Expense
Net Income Before Taxes	35,731	34,382	52,167	68,435	110,585
Provision for Income Taxes
Net Income After Taxes	20,273	20,805	30,693	32,061	56,471
Minority Interest
Net Income Before Extraordinary Items
Extraordinary Items
Net Income	19,095	20,938	30,409	31,535	55,145
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Diluted Net Income	19,095	20,938	30,409	31,535	55,145
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	17.1	17.4	24	31.1	42.3
Dividends per Share