ACI Worldwide Q2 revenue rises 7% on payment software expansions

ACI Worldwide

06/08/2026 11:12

Overview
Payments technology provider's Q2 revenue rose 7% but slightly missed analyst expectations
Adjusted EPS for Q2 beat analyst estimates, rising 54% year-over-year
Company raised full-year 2026 revenue and adjusted EBITDA guidance

Outlook
ACI Worldwide raises 2026 revenue guidance to $1.895 bln-$1.925 bln from $1.890 bln-$1.920 bln
Company lifts 2026 adjusted EBITDA guidance to $545 mln-$560 mln from $540 mln-$555 mln
Company expects Q3 2026 revenue of $417 mln-$427 mln and adjusted EBITDA of $90 mln-$95 mln

Result Drivers
PAYMENT SOFTWARE EXPANSIONS - Issuing and Acquiring revenue in Payment Software segment rose 33% on constant currency, driven by large expansions with renewing customers
BILLER SEGMENT PRESSURE - Biller revenue, net of interchange fees, fell 3% due to strong prior-year onboarding and transactions, discrete operating expenses and continued investments in Speedpay ONE
CLOUD PLATFORM INVESTMENT - Co continued to invest in ACI Connetic to support long-term organic growth

Company press release: ID:nBwb8VZLna

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Slight Miss*
$430.42 mln
$430.59 mln (4 Analysts)
Q2 Adjusted EPS
Beat
$0.54
$0.30 (4 Analysts)
Q2 Net Income
Beat
$31.80 mln
$29.94 mln (4 Analysts)
Q2 Adjusted EBITDA
Beat
$91 mln
$88.18 mln (4 Analysts)
Q2 Operating income
Miss
$44.65 mln
$46.83 mln (4 Analysts)
Q2 Pretax Profit
Miss
$38.92 mln
$39.97 mln (4 Analysts)
*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the financial technology (fintech) peer group is "buy"
Wall Street's median 12-month price target for ACI Worldwide, Inc. is $65.00, about 12.5% above its August 5 closing price of $57.79
The stock recently traded at 21 times the next 12-month earnings vs. a P/E of 16 three months ago

Reuters Recommended Reads
Aug 4 - Payments firm FIS shares slide after outlook cut 
Aug 3 - Paymentus Q2 revenue beats expectations on higher billers, transaction volume
Aug 5 - Shopify Q2 revenue rises 34% on broad GMV growth

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)