Affinity Bancshares Q2 net income rises

Affinity Bancshares

25/07/2025 21:38

Overview

Affinity Bancshares Q2 net income rises to $2.2 mln from $1.0 mln yr ago

Net interest income increased to $7.8 mln, driven by higher loan income

Total assets grew to $933.8 mln at June 30, 2025, supported by loan and deposit growth

Result Drivers

NET INTEREST INCOME - Increase driven by higher interest income on loans and interest-earning deposits, partially offset by increases in deposit and a decrease in interest income on investment securities

NONINTEREST EXPENSES - Decrease attributed to lower fees, positively impacting net income

NONINTEREST INCOME - Decline due to reduced service charges and absence of real estate sale gains from previous year

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.33
Q2 Net Income
$2.15 mln
Q2 Net Interest Income
$7.78 mln
Q2 Net Interest Margin
3.57%


Press Release: ID:nBw42twv7a

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)