Affinity Bancshares Q4 net income rises 62% yr/yr

Affinity Bancshares

23/01/2026 21:39

Overview

Company's Q4 net income rises to $2.1 mln from $1.3 mln yr/yr

Company's net interest income for Q4 increased to $8.3 mln

Q4 net interest margin improved to 3.77% from 3.56% yr/yr

Outlook

Affinity Bancshares did not provide specific guidance for future financial performance

Result Drivers

NET INTEREST INCOME - Increase in net interest income attributed to higher interest income on loans and deposits, despite higher deposit costs

NONINTEREST EXPENSES - Decrease in noninterest expenses due to lower salaries and employee benefits

NET INTEREST MARGIN - Improved net interest margin due to decreased yields on interest-bearing liabilities, offset by lower yields on interest-earning deposits and investments

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.34
Q4 Net Income
$2.13 mln
Q4 Net Interest Income
$8.25 mln
Q4 Net Interest Margin
3.77%


Press Release: ID:nBw6YlBY9a

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)