Ireland's AIB Group reports €2.1 bln profit for 2025, launches €1 bln buyback

AIB

04/03/2026 07:10

Overview

Ireland bank's 2025 profit after tax was €2.1 bln, with a 25% RoTE

Total income decreased 8% due to lower interest rates

Company launched €1 bln share buyback program

Outlook

AIB expects 2026 net interest income of approximately €3.8 bln

Company anticipates 2026 customer loans to grow by approximately 5%

AIB plans to launch next-generation mobile app and peer-to-peer payments in 2026

Result Drivers

CUSTOMER DEPOSITS - AIB reported a 7% increase in customer deposits, reaching €117.2 bln, supporting its financial position

GREEN LENDING - 43% of new lending was green, contributing to the company's strategic focus on sustainability

DIGITALIZATION INVESTMENT - AIB invested in cloud architecture to enhance scalability and security, achieving >99.99% IT service availability

Company press release: ID:nRSD2191Va

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Net Income
EUR 2.1 bln
FY Net Interest Income
EUR 3.75 bln
FY CET1 Capital Ratio
16.20%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 4 "strong buy" or "buy", 9 "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for AIB Group PLC is €9.55, about 12.5% above its March 3 closing price of €8.49

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)