Finland's Alandsbanken Q4 net profit rises 6%

Alandsbanken Abp

04/02/2026 07:09

Overview

Finland-based bank's FY net operating profit rose 3% yr/yr to EUR 67.2 mln

Net commission income increased 12%, offsetting lower net interest income

Deposits grew 7% and actively managed assets surpassed EUR 12 bln

Outlook

Alandsbanken expects ROE to exceed long-term target of 15% in 2026

Board proposes semi-annual dividend from 2026, up to 50% of first-half profit

Company maintains strong liquidity and capital position for continued growth

Result Drivers

NET COMMISSION INCOME - Increased by 12% to EUR 85.7 mln, driven by higher stock market activity

DEPOSIT AND ASSET GROWTH - Deposits grew by 7% to EUR 3,760 mln, and actively managed assets rose by 14% to exceed EUR 12 bln

NET INTEREST INCOME DECLINE - Fell to EUR 95.2 mln due to falling market interest rates

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Total Income
EUR 56.40 mln
Q4 Net Interest Income
EUR 23.70 mln
Q4 Net Fee Income
EUR 23 mln
Q4 Operating Profit
EUR 16.20 mln


Press Release: ID:nGNE19JjDj

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)