Ally Financial Q1 adjusted revenue, profit beat estimates

Ally Financial

27/04/2026 14:09

Overview

U.S. auto lender's Q1 adjusted revenue rose 6% yr/yr, beating analyst expectations

Adjusted EPS for Q1 up about 90% yr/yr and beat analyst estimates

Company repurchased $147 mln in shares during the quarter

Outlook

Company did not provide specific guidance for the current quarter or full year

Result Drivers

HIGHER AUTO YIELDS - Retail auto portfolio yield rose 16 bps yr/yr to 9.27% as portfolio benefited from higher yielding vintages

LOWER INSURANCE LOSSES - Insurance segment core pre-tax income rose, driven by $40 mln decrease in insurance losses, mainly due to lower weather losses

EXPENSE REDUCTION - Noninterest expense fell $399 mln yr/yr, mainly due to sale of Credit Card business and lower weather losses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 Revenue
$2.10 bln
Q1 Adjusted Revenue
Beat
$2.18 bln
$2.14 bln (12 Analysts)
Q1 Adjusted EPS
Beat
$1.11
$0.93 (14 Analysts)
Q1 Adjusted Net Income
Beat
$346 mln
$300.89 mln (12 Analysts)
Q1 Net Income
$291 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 14 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy"

Wall Street's median 12-month price target for Ally Financial Inc is $54.00, about 22.2% above its April 24 closing price of $44.18

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)