** Shares of Aptus Value Housing Finance India APTS.NS jump 5.55% to 282.45 rupees
** Co reported 26% y/y rise in Q4 profit to 2.61 billion rupees ($27.5 million), revenue rises 18.7% y/y
** Morgan Stanley ("overweight"; PT: 375 rupees) says Q4 profit beat driven by margin expansion, lower tax rate
** Adds strong disbursement growth support co's guidance for 22%-24% AUM growth in FY27
** Jefferies ("buy"; TP: 365 rupees) says in-line Q4 profit aided by improving disbursements while easing rundown rates, stable asset quality point to sustained growth momentum
** YTD stock down 4.2%
($1 = 94.8400 Indian rupees)
(Reporting by Surbhi Misra in Bengaluru)
((Surbhi.Misra@thomsonreuters.com | X: https://twitter.com/SurbhiMisra_ |;))