AROW — Arrow Financial Income Statement

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Annual income statement for Arrow Financial, fiscal year end - December 31st, USD millions except per share, conversion factor applied.

	2020 December 31st	2021 December 31st	2022 December 31st	2023 December 31st	2024 December 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	10-K	10-K	10-K	10-K	10-K
Standards:	USG	USG	USG	USG	USG
Status:	Final	Final	Final	Final	Final
Interest Income
Interest Expense
Net Interest Income	99.2	110	118	105	112
Loan Loss Provision
Net Interest Income After Loan Loss Provision	89.9	110	114	101	107
Non Interest Income
Non Interest Expense
Net Income Before Taxes	51.9	64.4	62.9	37.5	37.4
Provision for Income Taxes
Net Income After Taxes	40.8	49.9	48.8	30.1	29.7
Net Income Before Extraordinary Items
Net Income	40.8	49.9	48.8	30.1	29.7
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Diluted Net Income	40.8	49.9	48.8	30.1	29.7
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	2.41	2.92	2.86	1.77	1.77
Dividends per Share