UK's ASA International FY 2025 profit to double, loan portfolio up 37%

ASA International

29/01/2026 07:08

Overview

Microfinance institution's FY 2025 net profit expected to double to USD 57 mln

Gross loan portfolio rose 37% yr/yr, driven by growth in Ghana and other markets

Portfolio quality improved with PAR>30 decreasing to 1.8%

Outlook

ASA International prioritizes sustainable growth and digital transformation in 2026

Company focuses on increasing financial inclusion for underserved female entrepreneurs

ASA International plans further digital migration in Tanzania in Q1 2026

Result Drivers

LOAN PORTFOLIO GROWTH - Gross Outstanding Loan Portfolio increased by 13% in Q4 2025, driven by growth in Ghana, Pakistan, Uganda, Tanzania, Kenya, and Nigeria

DIGITAL TRANSFORMATION - Migration to Temenos Transact completed in Ghana, with new digital apps launched for clients and loan officers

IMPROVED PORTFOLIO QUALITY - PAR>30 improved to 1.8% by end of Q4 2025, reflecting better portfolio quality in key markets

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Net Income
$57 mln


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy."

Wall Street's median 12-month price target for ASA International Group PLC is GBp262.00, about 31.3% above its January 28 closing price of GBp199.50

The stock recently traded at 4 times the next 12-month earnings vs. a P/E of 5 three months ago

Press Release: ID:nRSc8059Qa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)