Atlanticus Q4 revenue beats estimates

Atlanticus Holdings

12/03/2026 20:51

Overview

U.S. fintech platform's Q4 revenue more than doubled, beating analyst expectations

Company repurchased 294,320 shares during Q4

Outlook

Atlanticus expects general purpose credit card receivables growth to outpace private label in 2026

Company anticipates asset and revenue growth rates will slow after 2026

Result Drivers

MERCURY ACQUISITION - Co said revenue and managed receivables growth were primarily driven by the acquisition of Mercury Financial

CUSTOMER AND RECEIVABLES GROWTH - Growth in new credit card and private label customers, as well as expanded merchant partnerships, contributed to higher receivables

Company press release: ID:nGNX4Ys4lH

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$734.4 mln
$691.82 mln (5 Analysts)
Q4 EPS
Beat
$1.75
$1.59 (5 Analysts)
Q4 Net Income
Beat
$34.61 mln
$30.20 mln (5 Analysts)
Q4 Pretax Profit
Beat
$46.22 mln
$42.87 mln (5 Analysts)
Q4 Operating Expenses
-$129.63 mln


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy."

Wall Street's median 12-month price target for Atlanticus Holdings Corp is $90.00, about 63.3% above its March 11 closing price of $55.13

The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 7 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)