Brief: Axos Financial Q4 Adjusted EPS USD 1.94 Vs. IBES Estimate USD 1.79

Axos Financial

30/07/2025 21:19

Overview

Axos fiscal Q4 adjusted EPS rises, beating analyst expectations, per LSEG data

Net income for fiscal Q4 increased 5.5% to $110.7 mln yr/yr

Axos achieves $856 mln net loan growth in fiscal Q4, boosting net interest margin

Outlook

Company expects effective tax rate to reduce by 3 percentage points starting Q3 2025

Result Drivers

LOAN GROWTH - Axos reports $856 mln net loan growth in Q4, boosting net interest margin

MORTGAGE BANKING - Non-interest income rose due to $12 mln gain from loan sale

DEPOSIT INCREASE - Total deposits grew by $1.5 bln, supporting financial performance

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$1.94
$1.79 (6 Analysts)
Q4 EPS
$1.92
Q4 Adjusted Net Income
Beat
$111.81 mln
$103.30 mln (6 Analysts)
Q4 Net Income
$110.68 mln
Q4 Net Interest Income
$280.16 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Axos Financial Inc is $91.00, about 5.9% above its July 29 closing price of $85.60

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBwcdxW5na

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)