REG - Banco Bil.Viz.Argent - 2025 EBA Stress Test

Banco Bilbao Vizcaya Argentaria SAAnnouncement

04/08/2025 07:00

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RNS Number : 7232T  Banco Bilbao Vizcaya Argentaria SA  01 August 2025

 

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), in compliance with the
Securities Market

legislation, hereby communicates the following:

 

 

OTHER RELEVANT INFORMATION

 

 

BBVA has been subject to the 2025 EU-wide Stress Test conducted by the
European Banking Authority (EBA), in cooperation with the European Central
Bank (ECB) and the European Systemic Risk Board (ESRB).

The 2025 EU-wide Stress Test does not contain a pass/fail threshold, instead
it is designed to be used as an important source of information for the
Supervisory Review and Evaluation Process (SREP) in 2025. The results allow
competent authorities to assess BBVA's ability to meet the regulatory capital
requirements under stressed scenarios based on common methodological
assumptions.

The adverse stress test scenario was set by the ECB and the ESRB covering a
three-year time horizon (2025-2027) and the stress test scenario has been
carried out applying a static balance sheet assumption as of December 31st,
2024. Therefore the stress test scenario does not take into account business
strategies and management actions implemented after the cut-off date.

BBVA's results are summarized below:

●    Under the baseline scenario, BBVA's CET1 fully loaded ratio would
increase by 3.55 percentage points from December 31st 2024 (restated under
CRR3), reaching a maximum level of 16.43% as of December 31st 2027.

●    Under the adverse scenario, BBVA's CET1 fully loaded ratio would be
reduced the first year by 2.18 percentage points from December 31st 2024
(restated under CRR3), reaching a minimum level of 10.70% as of December 31st
2025. BBVA's fully loaded CET1 ratio recovers over the last two years of the
adverse scenario, reaching a level of 11.02% as of 31 December 2027.

 

Further information is available on the EBA website (www.eba.europa.eu
(http://www.eba.europa.eu) )

 

Madrid, August 1st 2025

 

 

 

Note: The stress test exercise information is provided in the accompanying
disclosure tables based on the common format provided by the EBA. The
EU-stress test exercise and its results are not a forecast of BBVA profits.

This English version is a translation of the original in Spanish for
information purposes only. In case of discrepancy, the Spanish original will
prevail.

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