REG - Santander UKGrp Hdgs - Statement on the 2025 BoE Capital Stress Test

Banco Santander SAAnnouncement

Tue 08:30

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RNS Number : 7789J  Santander UK Group Holdings PLC  02 December 2025

 

2 December 2025

 

SANTANDER UK GROUP HOLDINGS PLC

STATEMENT ON THE OUTCOME OF THE 2025 BANK OF ENGLAND CAPITAL STRESS TEST

 

Santander UK ("Santander") notes the publication today of the results of the
2025 Bank Capital Stress Test ("BCST"), conducted by the Bank of England
("BoE").

 

The bank significantly exceeds the minimum capital requirements for Common
Equity Tier 1 ("CET 1") and Leverage ratios in each of the 5 years of the 2025
BCST without the application of strategic management actions. As a result of
the exercise, there is no requirement for Santander to undertake any
additional capital actions.

 

The CET1 ratio decreases from 14.8% in December 2024 to 10.3% at the lowest
point of the stress scenario post-management actions (9.7% pre-management
actions). This is defined as CET1 capital expressed as a percentage of
risk-weighted assets, where these are in line with UK CRR and the PRA
Rulebook. This is significantly above the minimum requirements of 6.9%.

 

The Leverage ratio falls from 4.9% to 3.9% at the lowest point of the stress
scenario post-management actions (3.5% pre-management actions). The Tier 1
leverage ratio is Tier 1 capital expressed as a percentage of the leverage
exposure measure excluding central bank reserves. This is in excess of the
minimum requirements of 3.25%.

 

- Ends -

 

Additional information about Santander UK

 

Santander UK is a financial services provider in the UK that offers a wide
range of personal and commercial financial products and services. The bank
serves its customers via a nationwide branch network, telephone, mobile and
online banking. Santander UK is subject to the full supervision of the FCA and
the PRA in the UK. Santander UK plc customers' eligible deposits are protected
by the FSCS in the UK.

 

Media Enquiries: mediarelations@santander.co.uk

 

 

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