The Bancorp's Q4 EPS rises 11%,

Bancorp

29/01/2026 21:33

Overview

U.S. financial holding firm's Q4 EPS rose 11% yr/yr

Net interest income declined compared to Q4 2024

Company completed $150 mln share repurchases in Q4

Outlook

Company initiates 2026 EPS guidance at $5.90, targeting $1.75 in 4Q 2026

Company maintains preliminary 2027 EPS outlook at $8.25

Company plans $200 mln share repurchases in 2026 under existing program

Result Drivers

FINTECH FEE GROWTH - Fintech fees increased 48% to $4.5 mln, contributing significantly to revenue

SHARE REPURCHASES - Co completed $150 mln in share repurchases, enhancing EPS

NIM COMPRESSION - Net interest margin decreased to 4.30% due to higher debt costs and shift to fintech loans

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.28
Q4 Net Income
$56.29 mln
Q4 Net Interest Income
$92.08 mln
Q4 Provision For Credit losses
$858,000


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Bancorp Inc is $76.00, about 13.2% above its January 28 closing price of $67.14

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nBw8r2jfSa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)