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    BOTJ — Bank of James Financial group News Story

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    Bank of the James' Q3 net income rises on loan growth

    Picture of Bank of James Financial group logoBank of James Financial group
    30/10/2025 20:42
    Overview

Bank of the James Q3 net income rises 38% year-over-year

Net interest income for Q3 2025 increased 10.5% year-over-year

Company announces quarterly dividend of $0.10 per share

Outlook

Bank of the James did not provide specific future guidance

Result Drivers

LOAN GROWTH - Higher yields on loans and growth in commercial real estate loans contributed to increased interest income

ASSET QUALITY - Exceptional asset quality with low nonperforming loan ratio

Key Details


    MetricBeat/MissActualConsensus Estimate
    Q3 Net Income$2.75 mln
    Q3 Net Interest Income$8.30 mln
    Q3 Basic EPS$0.61
    Q3 Dividend$0.10
    Q3 Net Interest Margin3.44%
    Q3 Pretax Profit$3.21 mln
    

Press Release: ID:nGNX8gYM8L

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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