Bankwell Financial Q4 revenue and adjusted EPS beat estimates

Bankwell Financial

29/01/2026 13:08

Overview

Commercial bank's Q4 2025 revenue beat analyst expectations

Adjusted EPS for Q4 2025 beat analyst expectations

Company declared a $0.20 per share dividend for Q1 2026

Outlook

Bankwell expects loan growth of 4-5% in 2026

Company anticipates net interest income of $111-$112 mln in 2026

Bankwell projects non-interest income of $11-$12 mln for 2026

Result Drivers

LOAN GROWTH - Bankwell reported $121.9 mln net loan growth in Q4, contributing to a 5.0% increase year-over-year

CREDIT QUALITY - Nonperforming assets as a percentage of total assets improved to 0.49% from 0.56% in Q3, aided by asset sales and collections

NONINTEREST INCOME - Gains from SBA loan sales increased to $2.2 mln, boosting noninterest income to 11.13% of revenue

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$30.32 mln
$28.06 mln (3 Analysts)
Q4 Adjusted EPS
Beat
$1.36
$1.19 (3 Analysts)
Q4 EPS
$1.15
Q4 Net Income
$9.10 mln
Q4 Net Interest Income
$26.95 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Bankwell Financial Group Inc is $49.75, about 5.9% above its January 28 closing price of $46.99

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw5WsM6qa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)