Austria's BAWAG Group 2025 net profit rises on fee income growth

BAWAG AG

11/02/2026 06:08

Corrects CET1 Ratio in Key Details table to 14.6%, not 12.50%

Overview

Austria-based banking group's 2025 net profit rose 13% to EUR 860 mln

Core revenues increased 36% yr/yr to EUR 2.2 bln, driven by acquisitions

Company completed EUR 75 mln share buyback and proposed EUR 481 mln dividend

Outlook

BAWAG targets net profit over EUR 960 mln in 2026

Company projects excess capital of over EUR 1.5 bln by 2028

BAWAG aims for net profit CAGR of ~12% from 2025 to 2028

Result Drivers

NET INTEREST INCOME - Net interest income rose 40% to EUR 1.8 bln, supported by acquisitions and a stabilizing interest rate environment

FEE INCOME GROWTH - Net fee and commission income grew 20% to EUR 371 mln, driven by organic growth and acquisitions

OPERATIONAL SYNERGIES - Operational synergies began to materialize in H2 2025, reflecting in operating expenses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Core Revenue
EUR 2.21 bln
FY EPS
EUR 10.87
FY Net Profit
EUR 859.90 mln
FY Net Interest Income
EUR 1.84 bln
FY CET1 Ratio
14.6%
FY Net Fee Income
EUR 370.60 mln
FY Operating Income
EUR 2.22 bln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 9 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for BAWAG Group AG is €147.55, about 9.2% above its February 10 closing price of €135.10

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nPexc1CXza

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 (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)