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CFFI — C&F Financial News Story

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C&F Financial Q4 net income rises on loan growth

Overview

C&F Financial's Q4 net income rose, driven by growth in loans and deposits

Mortgage banking segment loan originations increased 42.6% in Q4 2025

Consumer finance segment faced lower interest income and higher expenses

Outlook

Company did not provide specific financial guidance for future periods

Result Drivers

LOAN AND DEPOSIT GROWTH - Community banking segment's growth in loans and deposits drove higher interest income

MORTGAGE ORIGINATIONS - Mortgage banking segment's loan originations rose 42.6% in Q4 2025, boosting gains on sales and fee income

CONSUMER FINANCE CHALLENGES - Lower interest income and higher expenses in consumer finance segment offset by reduced credit loss provisions

Key Details

MetricBeat/MissActualConsensus Estimate
Q4 Net Income$6.72 mln
Q4 Basic EPS$2.07
Q4 Dividend$0.46
Press Release: ID:nGNX24NQ18 For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com. (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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