Catalyst Bancorp Q2 net income falls

Catalyst Bancorp

24/07/2025 12:14

Overview

Catalyst Bancorp Q2 net income declines to $521,000 from $586,000 in Q1

Loans grow by $1.5 mln, deposits rise by $1.6 mln in Q2

Net interest margin increases to 3.98%, up nine basis points from Q1

Outlook

Company does not give any specificguidance

Result Drivers

LOAN GROWTH - Modest increase in total loans driven by commercial real estate and multi-family residential sectors

DEPOSIT FLUCTUATIONS - Deposit growth attributed to changes in public funds and commercial customer inflows

INTEREST MARGIN - Improved net interest margin due to higher loan income and reduced deposit costs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Net Interest Income
$2.50 mln
Q2 Net Interest Margin
4.0%


Press Release: ID:nPn62mmjWa

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)