Customers Bancorp Q4 net income reaches $70.1 mln

Customers Bancorp

22/01/2026 21:51

Overview

Banking company's Q4 net income was $70.1 mln, with EPS at $1.98

Total deposits rose by $374 mln in Q4 2025

Completed $100 mln subordinated debt issuance and redeemed $85 mln of preferred stock

Outlook

Customers Bancorp targets 2026 loan growth of 8% to 12%

Company expects 2026 deposit growth of 8% to 12%

Customers Bancorp projects 2026 net interest income of $800 to $830 mln

Result Drivers

LOAN AND DEPOSIT GROWTH - Strategic growth in loan and deposit portfolios contributed to increased net interest income

DECREASED INTEREST EXPENSE - Net interest income increased due to decreased interest expenses from favorable deposit mix and lower market interest rates

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.98
Q4 Net Income
$70.1 mln
Q4 CET1 Capital Ratio
13%
Q4 Core ROCE
13.81%
Q4 ROCE
13.28%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Customers Bancorp Inc is $90.00, about 12.2% above its January 21 closing price of $80.20

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw7m5LHba

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)