Dime Community Bancshares Q3 NIM rises, expects further NIM expansion

Dime Commercial Bancshares

23/10/2025 11:56

Overview

Dime Community Q3 net income falls from prior qtr but rises yr/yr

Net interest margin surpasses 3% in Q3, anticipated to grow further

Strong growth in core deposits and business loans reported in Q3

Outlook

Company anticipates further NIM expansion in Q4 due to improved loan-deposit spreads

Dime Community Bancshares focuses on core deposit and business loan growth to benefit NIM

Company expects strategic hires and expansion to contribute to future revenue growth

Result Drivers

CORE DEPOSIT GROWTH - Co reports strong growth in core deposits, increasing $971.9 mln year-over-year

BUSINESS LOAN EXPANSION - Business loans grew $160.5 mln on a linked quarter basis, contributing to overall loan growth

NIM IMPROVEMENT - Net interest margin increased to 3.01% in Q3, with further expansion expected due to improved loan-deposit rate spread

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.59
Q3 Net Income
$27.67 mln
Q3 Net Interest Income
$103.4 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Dime Community Bancshares Inc is $37.00, about 21.9% above its October 21 closing price of $28.90

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nGNX1y5xmf

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)