Financial services firm Enova Q2 revenue beats estimates

Enova International

24/07/2025 21:52

Overview

Enova Q2 2025 revenue grows 22% yr/yr, beating analyst expectations

Adjusted EPS for Q2 2025 rises 46%, beating consensus

David Fisher, Enova's Chairman and CEO to transition to the role of Executive Chairman, effective January 1, 2026

Result Drivers

ORIGINATIONS GROWTH - Enova reports a 28% increase in originations, driving revenue growth

STRONG CREDIT PERFORMANCE - Consolidated credit performance remains robust with a net charge-off ratio of 8.1%

TECHNOLOGY PLATFORM - Advanced technology and analytics platform credited for supporting growth, per CFO Steve Cunningham

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Beat
$764.04 mln
$756.60 mln (8 Analysts)
Q2 Adjusted EPS
Beat
$3.23
$2.98 (7 Analysts)
Q2 EPS
$2.86
Q2 Net Income
$76.15 mln
Q2 Adjusted EBITDA
Beat
$203 mln
$195.20 mln (3 Analysts)
Q2 Operating Income
$184.11 mln
Q2 Pretax Profit
$101.05 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 7 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy"

Wall Street's median 12-month price target for Enova International Inc is $132.00, about 10.9% above its July 23 closing price of $117.63

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release: ID:nPn9L2mJHa

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)