Enterprise Financial Q4 adjusted EPS beats estimates

Enterprise Financial Services

26/01/2026 22:28

Overview

Financial services firm's Q4 adjusted EPS beat analyst expectations

Net income for Q4 was $54.8 mln, with EPS at $1.45

Company completed branch acquisition, adding $292 mln in loans and $609.5 mln in deposits

Outlook

Company did not provide specific guidance for 2026 in its press release

Result Drivers

BRANCH ACQUISITION - Completion of branch acquisition in Arizona and Kansas added $292 mln in loans and $609.5 mln in deposits

NET INTEREST INCOME - Increase in net interest income driven by higher average loan and securities balances, and lower rates on interest-bearing liabilities

NONINTEREST INCOME - Noninterest income decreased from linked quarter due to non-recurrence of insurance proceeds, but increased from prior year quarter due to gains on OREO and higher tax credit income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Pre-provision net revenue
$74.80 mln
Q4 Adjusted EPS
Beat
$1.36
$1.34 (5 Analysts)
Q4 EPS
$1.45
Q4 Net Income
$54.80 mln
Q4 Net Interest Income
$168.20 mln
Q4 Dividend
$0.33
Q4 Net Interest Margin
4.26%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Enterprise Financial Services Corp is $65.00, about 16.9% above its January 23 closing price of $55.61

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nBwbgRJzfa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)