Exchange Bank's 2025 net income rises 25.6%

Exchange Bank

02/02/2026 19:12

Overview

Community bank's Q4 net income rose to $8.76 mln, with full-year income up 25.6%

Loan balances increased by 6.97% or $112.87 mln in 2025

Outlook

Exchange Bank did not provide specific future guidance

Result Drivers

NET INTEREST INCOME - Increased by 11.6% due to higher interest and fees on loans, offset by decreased interest on investment securities

INTEREST EXPENSE REDUCTION - Decreased by $5.35 mln

NON-INTEREST INCOME - Increased by $3.42 mln from life insurance benefits, sale of premises, and wealth management income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$8.76 mln
Q4 Net Interest Income
$23.99 mln
Q4 Basic EPS
$5.11
Q4 Pretax Profit
$10.23 mln


Press Release: ID:nBw8bJHkGa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)