Fair Isaac Q4 revenue slightly beats estimates on B2C strength

Fair Isaac

05/11/2025 21:52

Overview

Fair Isaac fiscal Q4 rev grows 14% yr/yr, slightly beating analyst expectations

Adjusted EPS for fiscal Q4 rises significantly from prior year

Scores revenue increases 25%, driven by higher B2B scoring solutions

Outlook

Company expects fiscal 2026 revenue of $2.35 bln

Company projects fiscal 2026 GAAP EPS of $33.47

Company forecasts fiscal 2026 non-GAAP EPS of $38.17

Result Drivers

SCORES REVENUE - Scores revenue increased 25%, driven by higher B2B scoring solutions

B2C CONTRIBUTION - B2C revenue increased 8% from the prior year period due to increased revenue from myFICO.com and indirect channel partners

PLATFORM ARR - Software Annual Recurring Revenue up 4% yr/yr, with platform ARR increasing 16%

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Slight Beat*
$515.75 mln
$511.20 mln (14 Analysts)
Q4 Net Income
$155.01 mln
Q4 Operating income
$237.16 mln
Q4 Pretax Profit
$202.46 mln


*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 16 "strong buy" or "buy", 5 "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the software peer group is "buy"

Wall Street's median 12-month price target for Fair Isaac Corp is $2,074.00, about 22.6% above its November 4 closing price of $1,606.10

The stock recently traded at 42 times the next 12-month earnings vs. a P/E of 41 three months ago

Press Release: ID:nBwXDZnfa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)