(Adds quotes from Trump, Kissimmee resident; insurer shares)
* 5.8 million without power across Florida
* Ten deaths reported in Cuba
* Irma downgraded to tropical storm as it heads northwest
* Fresh flooding in northeastern Florida cities
* Miami airport closed on Monday
By Zachary Fagenson and Daniel Trotta
MIAMI/KISSIMMEE, Fla., Sept 11 (Reuters) - Downgraded from a
hurricane to a tropical storm, Irma flooded several northern
Florida cities with heavy rain and a high storm surge on Monday
as it headed out of the state after cutting power to millions
and ripping roofs off homes.
Irma, once ranked as one of the most powerful hurricanes
recorded in the Atlantic, hit a wide swath of Florida over the
past day, first making landfall on the Florida Keys archipelago
and then coming ashore south of Naples before heading up the
west coast.
Now a tropical storm with sustained winds of up to 70 miles
per hour (110 km per hour), Irma was located about 35 miles (56
km) west of Gainesville and headed up the Gulf Coast, the
National Hurricane Center said at 8 a.m. ET (1200 GMT).
The Cuban government reported on Monday that 10 people had
been killed after Irma battered the island's north coast with
ferocious winds and 36-foot (11-meter) waves over the weekend.
This raised the overall death toll from Irma's powerful rampage
through the Caribbean to 38. urn:newsml:reuters.com:*:nL2N1LS0J0
Northeastern Florida cities including Jacksonville were
facing flash flooding, with the city's sheriff's office pulling
residents from waist-deep water.
"Stay inside. Go up. Not out," Jacksonville's website warned
residents. "There is flooding throughout the city and more rain
is expected."
HEART-POUNDING NIGHT
After what she called a terrifying night bunkered in her
house in St. Petersburg, on Florida's Gulf Coast, with her
children and extended family, Julie Hally emerged with relief on
Monday. The winds had toppled some large tree branches and part
of a fence, but her house was undamaged.
"My heart just pounded out of my chest the whole time," said
Hally, 37. "You hear stuff hitting your roof. It honestly sounds
like somebody is just whistling at your window the whole night.
It's really scary."
Governor Rick Scott said he would travel later on Monday to
the Florida Keys. Irma first came ashore at Cudjoe Key as a
Category 4 hurricane with sustained winds of up to 130 mph (215
kph.)
U.S. President Donald Trump in a ceremony at the Pentagon to
remember the victims of the Sept. 11, 2001, attacks vowed a full
response to Irma, as well as continued federal support for
victims of Hurricane Harvey, which flooded Texas.
"These are storms of catastrophic severity and we are
marshalling the full resources of the federal government to help
our fellow Americans," Trump said. "When Americans are in need,
Americans pull together and we are one country."
The state's largest city, Miami, was spared the brunt of the
storm but still saw heavy flooding. Utility crews were already
on the streets there clearing downed trees and utility lines.
All causeways leading to Miami Beach were closed by police.
As it traveled through the center of the state early on
Monday, Irma brought gusts of up to 100 mph (160 kph) and
torrential rain to areas around Orlando, one of the most popular
areas for tourism in Florida because of its cluster of theme
parks, the National Weather Service said.
A piece of a McDonald's "golden arch" sign hung in a tree
near the fast-food restaurant in the central Florida city of
Kissimmee on Monday morning. Valerie Gilleece, 55, had ridden
out the storm in the city because her wheelchair-bound husband
insisted on it, she said.
"I'm just thanking God to be alive," Gilleece said. "I
wanted to go from the start but he's stubborn as hell."
Over the weekend, Irma claimed its first U.S. fatality - a
man found dead in a pickup truck that had crashed into a tree in
high winds in the town of Marathon, in the Florida Keys, local
officials said.
During its passage through the Caribbean en route to
Florida, Irma was ranked at the rare top end of the scale of
hurricane intensity, a Category 5, for days. It carried maximum
sustained winds of up to 185 mph (295 kph) when it crashed into
the island of Barbuda on Wednesday.
Ahead of Irma's arrival, some 6.5 million people in southern
Florida, about a third of the state's population, were ordered
to evacuate their homes. Some 200,000 were housed in shelters
during the storm, according to federal officials.
DAMAGE ESTIMATES
The storm did some $20 billion to $40 billion in damage to
insured property as it tore through Florida, catastrophe
modeling firm AIR Worldwide estimated.
That estimate, lower than earlier forecasts of up to $50
billion in insured losses, drove insurance company shares higher
on Monday. Florida-based insurers Federated National FNHC.O ,
HCI Group HCI.N and Universal Insurance UVE.N were all up
more than 12 percent. Meanwhile, Europe's insurance index
.SXIP was the biggest sectoral gainer, up 2 percent and set
for its best day in more than four months.
High winds snapped power lines and left about 5.8 million
Florida homes and businesses without power, state data showed.
urn:newsml:reuters.com:*:nL2N1LS0AI
Miami International Airport, one of the busiest in the
country, halted passenger flights through at least Monday.
According to the FlightAware.com tracking site, a total of 3,582
U.S. flights were canceled on Monday, mostly as a result of the
storm.
Irma was forecast to cross the eastern Florida Panhandle and
move into southern Georgia later in the day, dumping as much as
16 inches (41 cm) of rain, government forecasters said.
urn:newsml:reuters.com:*:nEMN1U024Y
Police in Miami-Dade County said they had made 29 arrests
for looting and burglary.
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Few mobile homes in Florida are storm-ready, despite code
urn:newsml:reuters.com:*:nL2N1LP1SV
Insurers ache for qualified inspectors after U.S. hurricanes
urn:newsml:reuters.com:*:nL2N1LQ0CK
UPDATE 1-In sunny Monte Carlo, insurers tally hurricane costs
urn:newsml:reuters.com:*:nL5N1LS14Z
Powerful hurricanes to fuel demands from island nations at
climate talks urn:newsml:reuters.com:*:nL5N1LR0WZ
After Irma, tourists party and Cubans take a dip in flooded
streets urn:newsml:reuters.com:*:nL4N1LS1N9
UPDATE 3-Caribbean faces hard road to recovery after Irma's
ravages urn:newsml:reuters.com:*:nL2N1LR0IK
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(Additional reporting by Bernie Woodall, Ben Gruber and Andy
Sullivan in Miami, Letitia Stein in Detroit, Colleen Jenkins in
Winston-Salem, N.C., Doina Chiacu and Jeff Mason in Washington,
Scott DiSavino in New York and Marc Frank in Havana; Writing by
Scott Malone and Jon Herskovitz; Editing by Frances Kerry and
Paul Simao)
((scott.malone@thomsonreuters.com; +1 617 856 4342; Reuters
Messaging: scott.malone.thomsonreuters.com@reute.net))
Keywords: STORM IRMA/