First Bancorp Q4 net income rises

First Bancorp

21/01/2026 21:23

Overview

Maine community bank's Q4 net income rose 39.7% yr/yr, driven by net interest margin expansion

Company's Q4 non-interest income grew 6.7% yr/yr, contributing to earnings growth

Q4 EPS increased 38.9% yr/yr, reflecting strong financial performance

Outlook

Company did not provide specific guidance for future quarters or years

Result Drivers

NET INTEREST MARGIN - Expanded by 13 basis points from Q3 2025 and 41 basis points from Q4 2024, driving earnings growth

NON-INTEREST INCOME - Grew 5.8% from Q3 2025 and 6.7% from Q4 2024, with increases in debit card and wealth management revenues

CORE DEPOSITS - Increased by $21.5 million from Q3 2025, aiding loan growth and reducing reliance on wholesale funding

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.91
Q4 Net Income
$10.17 mln


Press Release: ID:nBw5cbYDja

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)