First Commonwealth Q4 adjusted EPS beats estimates

First Commonwealth Financial

27/01/2026 22:08

Overview

U.S. financial services firm's Q4 adjusted EPS beat analysts' expectations

Adjusted net income for Q4 beat analyst expectations

Company repurchased 1.45 mln shares in Q4 2025

Outlook

Company did not provide specific guidance for future quarters or full year

Result Drivers

NET INTEREST INCOME - Increase driven by higher net interest margin and average equipment finance loans

LOAN GROWTH - Growth in Equipment Finance and Construction portfolios supported total loan increase

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$0.43
$0.42 (6 Analysts)
Q4 EPS
$0.43
Q4 Adjusted Net Income
Beat
$44.66 mln
$43.11 mln (6 Analysts)
Q4 Net Income
$44.88 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for First Commonwealth Financial Corp is $19.00, about 7.3% above its January 27 closing price of $17.70

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX7T6YK5

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)