Brief: First Financial Bankshares Q2 Basic EPS USD 0.47

First Financial Bankshares

17/07/2025 21:05

Overview

First Financial Q2 net income rise 27% yr/yr to $66.66 mln

Net interest income grows to $123.73 mln

Provision for credit losses falls to $3.13 mln from $5.89 mln a year ago

Outlook

Company expects for the remainder of the year to improve investment yields and continue loan growth

First Financial aims to focus on growing deposits in its markets

Result Drivers

LOAN AND DEPOSIT GROWTH - Co attributes earnings growth to healthy loan and deposit expansion, per CEO F. Scott Dueser

IMPROVED MARGINS - Increased average yields on loans and securities contributed to higher net interest margin

TRUST REVENUE - Growth in trust fee income driven by increased market value of trust assets

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Net Interest Income
$123.73 mln
Q2 Basic EPS
$0.47
Q2 Credit Loss Provision
$3.13 mln
Q2 Net Interest Margin
3.8%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for First Financial Bankshares Inc is $36.50, about 0.5% above its July 16 closing price of $36.32

Press Release: ID:nPn2Ypt9ma

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)