** SunTrust says should China coronavirus issues begin to
directly impact U.S. economy, it would be more biased towards
owning banks with most historically conservative and resilient
credit cultures measured by loan loss and NPA (non-performing
assets) levels over past 20 yrs
** According to brokerage's analysis, banks most credit
conservative include: "buy"-rated Prosperity Bancshares PB.N ,
Merchants Bancorp MBIN.O and Glacier Bancorp GBCI.O , and
"hold"-rated First Financial Bankshares FFIN.O
** SunTrust also says drop in long-term interest rates
should benefit banks with larger mortgage operations
** Most exposed to residential mortgage lending revenue
include: "buy"-rated" Hilltop Holdings HTH.N , FB Financial
FBK.N , Ameris Bancorp ABCB.O and Umpqua Holdings UMPQ.O ,
and "hold"-rated Wintrust Financial WTFC.O
** Highlights largest mortgage warehouse lenders under
coverage: "buy"-rated First Horizon National