First Hawaiian Q3 net income rises on margin expansion

First Hawaiian

24/10/2025 13:08

Overview

First Hawaiian Q3 net income rises to $73.8 mln, EPS at $0.59

Total loans and leases decreased by $222.5 mln from prior qtr

Total deposits increased by $498.1 mln from prior qtr

Outlook

First Hawaiian did not provide specific future guidance

Result Drivers

DEPOSIT GROWTH - Total deposits increased by $498.1 mln from the prior quarter, boosting liquidity

LOAN DECREASE - Total loans and leases decreased by $222.5 mln, impacting asset growth

NET INTEREST MARGIN - Net interest margin increased 8 basis points to 3.19%, enhancing interest income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.59
Q3 Net Income
$73.84 mln
Q3 Net Interest Income
$169.33 mln
Q3 Credit Loss Provision
$4.50 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 5 "hold" and 5 "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for First Hawaiian Inc is $26.50, about 10.7% above its October 23 closing price of $23.67

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX2VJQtr

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)